▼ 0.50% · 3.625%
HK$3,948
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$125/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$255/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$120/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$244/mo
Deposit HK$866K · loan HK$866K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$138/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$280/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$132/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,361
+HK$268/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$150/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$306/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$144/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$693K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$163/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,787
+HK$332/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,710
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$156/mo
Today · 4.125%
HK$6,019
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$317/mo
Deposit HK$606K · loan HK$1.13M · min. income ≈ HK$12,038/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$174/mo
Today · 4.125%
HK$5,874
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$358/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,748/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,314
−HK$168/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$187/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,677
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,765
−HK$180/mo
Today · 4.125%
HK$6,945
baseline
▲ 0.50% · 4.625%
HK$7,311
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,890/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,317
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$199/mo
Today · 4.125%
HK$6,713
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$409/mo
Deposit HK$346K · loan HK$1.39M · min. income ≈ HK$13,426/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,028
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,216
−HK$192/mo
Today · 4.125%
HK$7,408
baseline
▲ 0.50% · 4.625%
HK$7,798
+HK$390/mo
Deposit HK$346K · loan HK$1.39M · min. income ≈ HK$14,816/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,712
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$212/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,567
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,467
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,667
−HK$204/mo
Today · 4.125%
HK$7,871
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$414/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,742/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,107
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,328
−HK$225/mo
Today · 4.125%
HK$7,553
baseline
▲ 0.50% · 4.625%
HK$8,012
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,106/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,906
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,118
−HK$216/mo
Today · 4.125%
HK$8,334
baseline
▲ 0.50% · 4.625%
HK$8,773
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,668/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).