▼ 0.50% · 3.625%
HK$2,978
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$193/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,313
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$91/mo
Today · 4.125%
HK$3,492
baseline
▲ 0.50% · 4.625%
HK$3,676
+HK$184/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,984/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,275
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$104/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,693
+HK$212/mo
Deposit HK$588K · loan HK$718K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,644
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$99/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$202/mo
Deposit HK$588K · loan HK$718K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$113/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$522K · loan HK$784K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$522K · loan HK$784K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,991
−HK$123/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$250/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,306
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$117/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,778
+HK$239/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$132/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$270/mo
Deposit HK$392K · loan HK$914K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$126/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$258/mo
Deposit HK$392K · loan HK$914K · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$142/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$288/mo
Deposit HK$326K · loan HK$979K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$135/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$276/mo
Deposit HK$326K · loan HK$979K · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$151/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$308/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$145/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,881
+HK$294/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$160/mo
Today · 4.125%
HK$5,379
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,758/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,631
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,782
−HK$154/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$169/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,042
+HK$346/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$162/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$331/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).