▼ 0.50% · 3.625%
HK$3,019
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$95/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$195/mo
Deposit HK$662K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$92/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$186/mo
Deposit HK$662K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,321
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$105/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$215/mo
Deposit HK$596K · loan HK$728K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$101/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$205/mo
Deposit HK$596K · loan HK$728K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$115/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,084
+HK$234/mo
Deposit HK$530K · loan HK$794K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$110/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$224/mo
Deposit HK$530K · loan HK$794K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,046
−HK$124/mo
Today · 4.125%
HK$4,170
baseline
▲ 0.50% · 4.625%
HK$4,424
+HK$254/mo
Deposit HK$463K · loan HK$860K · min. income ≈ HK$8,340/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,366
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,483
−HK$119/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$242/mo
Deposit HK$463K · loan HK$860K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$133/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$273/mo
Deposit HK$397K · loan HK$927K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$128/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$261/mo
Deposit HK$397K · loan HK$927K · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$143/mo
Today · 4.125%
HK$4,812
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$293/mo
Deposit HK$331K · loan HK$993K · min. income ≈ HK$9,624/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$137/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,589
+HK$279/mo
Deposit HK$331K · loan HK$993K · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$153/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$312/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$147/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$298/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,291
−HK$163/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,785
+HK$331/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,862
−HK$155/mo
Today · 4.125%
HK$6,017
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,034/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$171/mo
Today · 4.125%
HK$5,774
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$352/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,548/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,045
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$164/mo
Today · 4.125%
HK$6,371
baseline
▲ 0.50% · 4.625%
HK$6,707
+HK$336/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,742/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).