▼ 0.50% · 3.625%
HK$3,371
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,476
−HK$107/mo
Today · 4.125%
HK$3,583
baseline
▲ 0.50% · 4.625%
HK$3,801
+HK$218/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,166/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,750
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,851
−HK$102/mo
Today · 4.125%
HK$3,953
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$208/mo
Deposit HK$739K · loan HK$739K · min. income ≈ HK$7,906/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$117/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,181
+HK$240/mo
Deposit HK$665K · loan HK$813K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$112/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$230/mo
Deposit HK$665K · loan HK$813K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$128/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$262/mo
Deposit HK$591K · loan HK$887K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$123/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$250/mo
Deposit HK$591K · loan HK$887K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,383
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$138/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$284/mo
Deposit HK$517K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$133/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$517K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$150/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$305/mo
Deposit HK$444K · loan HK$1.03M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$143/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$444K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$160/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,626
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$154/mo
Today · 4.125%
HK$5,930
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$312/mo
Deposit HK$370K · loan HK$1.11M · min. income ≈ HK$11,860/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$170/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$349/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$163/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$333/mo
Deposit HK$296K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,909
−HK$181/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$371/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,376
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,547
−HK$173/mo
Today · 4.125%
HK$6,720
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$354/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,440/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,068
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$192/mo
Today · 4.125%
HK$6,449
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$392/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,898/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,751
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$183/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,491
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).