▼ 0.50% · 3.625%
HK$2,978
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$94/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$192/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,313
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,402
−HK$90/mo
Today · 4.125%
HK$3,492
baseline
▲ 0.50% · 4.625%
HK$3,676
+HK$184/mo
Deposit HK$653K · loan HK$653K · min. income ≈ HK$6,984/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,276
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$103/mo
Today · 4.125%
HK$3,481
baseline
▲ 0.50% · 4.625%
HK$3,693
+HK$212/mo
Deposit HK$588K · loan HK$718K · min. income ≈ HK$6,962/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,644
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$99/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,044
+HK$203/mo
Deposit HK$588K · loan HK$718K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$113/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$4,029
+HK$231/mo
Deposit HK$522K · loan HK$784K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$522K · loan HK$784K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$122/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,365
+HK$251/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$118/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$239/mo
Deposit HK$457K · loan HK$849K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,299
−HK$132/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$269/mo
Deposit HK$392K · loan HK$914K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$126/mo
Today · 4.125%
HK$4,889
baseline
▲ 0.50% · 4.625%
HK$5,147
+HK$258/mo
Deposit HK$392K · loan HK$914K · min. income ≈ HK$9,778/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$141/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$289/mo
Deposit HK$327K · loan HK$980K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$135/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$276/mo
Deposit HK$327K · loan HK$980K · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$151/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$308/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$144/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$295/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$160/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,708
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$153/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$170/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$346/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$163/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,617
+HK$331/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).