▼ 0.50% · 3.625%
HK$3,673
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$116/mo
Today · 4.125%
HK$3,903
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$237/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,806/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$111/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$128/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$261/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$122/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$250/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$139/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$285/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$134/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,440
+HK$272/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,774
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$151/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$308/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$144/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,893
+HK$295/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$163/mo
Today · 4.125%
HK$5,464
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,928/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$156/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,347
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,509
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,680
−HK$174/mo
Today · 4.125%
HK$5,854
baseline
▲ 0.50% · 4.625%
HK$6,210
+HK$356/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,708/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,128
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,293
−HK$167/mo
Today · 4.125%
HK$6,460
baseline
▲ 0.50% · 4.625%
HK$6,800
+HK$340/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,920/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,059
−HK$185/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,712
−HK$178/mo
Today · 4.125%
HK$6,890
baseline
▲ 0.50% · 4.625%
HK$7,253
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,780/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,243
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$198/mo
Today · 4.125%
HK$6,635
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$403/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,270/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,132
−HK$189/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,611
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$209/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,453
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,354
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$200/mo
Today · 4.125%
HK$7,751
baseline
▲ 0.50% · 4.625%
HK$8,160
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,502/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).