▼ 0.50% · 3.625%
HK$2,925
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,016
−HK$93/mo
Today · 4.125%
HK$3,109
baseline
▲ 0.50% · 4.625%
HK$3,298
+HK$189/mo
Deposit HK$641K · loan HK$641K · min. income ≈ HK$6,218/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,342
−HK$88/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$181/mo
Deposit HK$641K · loan HK$641K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,218
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,318
−HK$102/mo
Today · 4.125%
HK$3,420
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$208/mo
Deposit HK$577K · loan HK$706K · min. income ≈ HK$6,840/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,676
−HK$97/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$3,972
+HK$199/mo
Deposit HK$577K · loan HK$706K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,510
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$111/mo
Today · 4.125%
HK$3,731
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$227/mo
Deposit HK$513K · loan HK$770K · min. income ≈ HK$7,462/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,905
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$106/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$217/mo
Deposit HK$513K · loan HK$770K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$120/mo
Today · 4.125%
HK$4,041
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$246/mo
Deposit HK$449K · loan HK$834K · min. income ≈ HK$8,082/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$115/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$235/mo
Deposit HK$449K · loan HK$834K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$129/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$265/mo
Deposit HK$385K · loan HK$898K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$124/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$253/mo
Deposit HK$385K · loan HK$898K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$139/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$284/mo
Deposit HK$321K · loan HK$962K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$132/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$272/mo
Deposit HK$321K · loan HK$962K · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,826
−HK$148/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$303/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$141/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,778
+HK$290/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,973
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$157/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$321/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$150/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$308/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$167/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$340/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$159/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$326/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).