▼ 0.50% · 3.625%
HK$2,336
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,409
−HK$74/mo
Today · 4.125%
HK$2,483
baseline
▲ 0.50% · 4.625%
HK$2,634
+HK$151/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$4,966/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,599
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,669
−HK$70/mo
Today · 4.125%
HK$2,739
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$145/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$5,478/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,570
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,650
−HK$81/mo
Today · 4.125%
HK$2,731
baseline
▲ 0.50% · 4.625%
HK$2,897
+HK$166/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$5,462/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,859
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,936
−HK$77/mo
Today · 4.125%
HK$3,013
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$159/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$6,026/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,803
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$88/mo
Today · 4.125%
HK$2,979
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$182/mo
Deposit HK$410K · loan HK$615K · min. income ≈ HK$5,958/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,202
−HK$85/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$174/mo
Deposit HK$410K · loan HK$615K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,037
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$96/mo
Today · 4.125%
HK$3,228
baseline
▲ 0.50% · 4.625%
HK$3,424
+HK$196/mo
Deposit HK$359K · loan HK$666K · min. income ≈ HK$6,456/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,379
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,469
−HK$92/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$188/mo
Deposit HK$359K · loan HK$666K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$104/mo
Today · 4.125%
HK$3,476
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$211/mo
Deposit HK$307K · loan HK$717K · min. income ≈ HK$6,952/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$99/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$202/mo
Deposit HK$307K · loan HK$717K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,504
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,613
−HK$111/mo
Today · 4.125%
HK$3,724
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$227/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$7,448/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$210/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$106/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$217/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$118/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$242/mo
Deposit HK$205K · loan HK$820K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$113/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$231/mo
Deposit HK$205K · loan HK$820K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$126/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,477
+HK$256/mo
Deposit HK$154K · loan HK$871K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$120/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$246/mo
Deposit HK$154K · loan HK$871K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,205
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$133/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$272/mo
Deposit HK$102K · loan HK$922K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,678
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$127/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$260/mo
Deposit HK$102K · loan HK$922K · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).