▼ 0.50% · 3.625%
HK$1,846
−HK$116/mo
▼ 0.25% · 3.875%
HK$1,904
−HK$58/mo
Today · 4.125%
HK$1,962
baseline
▲ 0.50% · 4.625%
HK$2,082
+HK$120/mo
Deposit HK$405K · loan HK$405K · min. income ≈ HK$3,924/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,054
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,109
−HK$56/mo
Today · 4.125%
HK$2,165
baseline
▲ 0.50% · 4.625%
HK$2,279
+HK$114/mo
Deposit HK$405K · loan HK$405K · min. income ≈ HK$4,330/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,031
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,094
−HK$64/mo
Today · 4.125%
HK$2,158
baseline
▲ 0.50% · 4.625%
HK$2,290
+HK$132/mo
Deposit HK$364K · loan HK$445K · min. income ≈ HK$4,316/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,259
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,320
−HK$62/mo
Today · 4.125%
HK$2,382
baseline
▲ 0.50% · 4.625%
HK$2,507
+HK$125/mo
Deposit HK$364K · loan HK$445K · min. income ≈ HK$4,764/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,216
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,285
−HK$70/mo
Today · 4.125%
HK$2,355
baseline
▲ 0.50% · 4.625%
HK$2,498
+HK$143/mo
Deposit HK$324K · loan HK$486K · min. income ≈ HK$4,710/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,465
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$67/mo
Today · 4.125%
HK$2,598
baseline
▲ 0.50% · 4.625%
HK$2,735
+HK$137/mo
Deposit HK$324K · loan HK$486K · min. income ≈ HK$5,196/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,400
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,475
−HK$76/mo
Today · 4.125%
HK$2,551
baseline
▲ 0.50% · 4.625%
HK$2,706
+HK$155/mo
Deposit HK$283K · loan HK$526K · min. income ≈ HK$5,102/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,670
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,742
−HK$73/mo
Today · 4.125%
HK$2,815
baseline
▲ 0.50% · 4.625%
HK$2,963
+HK$148/mo
Deposit HK$283K · loan HK$526K · min. income ≈ HK$5,630/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,585
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,665
−HK$82/mo
Today · 4.125%
HK$2,747
baseline
▲ 0.50% · 4.625%
HK$2,914
+HK$167/mo
Deposit HK$243K · loan HK$567K · min. income ≈ HK$5,494/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,876
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,953
−HK$78/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,191
+HK$160/mo
Deposit HK$243K · loan HK$567K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,770
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,856
−HK$87/mo
Today · 4.125%
HK$2,943
baseline
▲ 0.50% · 4.625%
HK$3,122
+HK$179/mo
Deposit HK$202K · loan HK$607K · min. income ≈ HK$5,886/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,164
−HK$84/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$171/mo
Deposit HK$202K · loan HK$607K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,954
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$93/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$191/mo
Deposit HK$162K · loan HK$648K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$89/mo
Today · 4.125%
HK$3,464
baseline
▲ 0.50% · 4.625%
HK$3,647
+HK$183/mo
Deposit HK$162K · loan HK$648K · min. income ≈ HK$6,928/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,236
−HK$100/mo
Today · 4.125%
HK$3,336
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$203/mo
Deposit HK$121K · loan HK$688K · min. income ≈ HK$6,672/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$95/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$194/mo
Deposit HK$121K · loan HK$688K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$105/mo
Today · 4.125%
HK$3,532
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$215/mo
Deposit HK$81K · loan HK$729K · min. income ≈ HK$7,064/mo (50% DSR)
Upfront cash ≈ HK$81K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$101/mo
Today · 4.125%
HK$3,897
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$205/mo
Deposit HK$81K · loan HK$729K · min. income ≈ HK$7,794/mo (50% DSR)
Upfront cash ≈ HK$81K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).