▼ 0.50% · 3.625%
HK$2,050
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,114
−HK$65/mo
Today · 4.125%
HK$2,179
baseline
▲ 0.50% · 4.625%
HK$2,311
+HK$132/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,358/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,281
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,342
−HK$62/mo
Today · 4.125%
HK$2,404
baseline
▲ 0.50% · 4.625%
HK$2,531
+HK$127/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,808/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,255
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,325
−HK$72/mo
Today · 4.125%
HK$2,397
baseline
▲ 0.50% · 4.625%
HK$2,542
+HK$145/mo
Deposit HK$405K · loan HK$494K · min. income ≈ HK$4,794/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,509
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,576
−HK$68/mo
Today · 4.125%
HK$2,644
baseline
▲ 0.50% · 4.625%
HK$2,784
+HK$140/mo
Deposit HK$405K · loan HK$494K · min. income ≈ HK$5,288/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,460
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,537
−HK$77/mo
Today · 4.125%
HK$2,614
baseline
▲ 0.50% · 4.625%
HK$2,774
+HK$160/mo
Deposit HK$360K · loan HK$539K · min. income ≈ HK$5,228/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,737
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,810
−HK$75/mo
Today · 4.125%
HK$2,885
baseline
▲ 0.50% · 4.625%
HK$3,037
+HK$152/mo
Deposit HK$360K · loan HK$539K · min. income ≈ HK$5,770/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,665
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,748
−HK$84/mo
Today · 4.125%
HK$2,832
baseline
▲ 0.50% · 4.625%
HK$3,005
+HK$173/mo
Deposit HK$315K · loan HK$584K · min. income ≈ HK$5,664/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,965
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$80/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,290
+HK$165/mo
Deposit HK$315K · loan HK$584K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,960
−HK$90/mo
Today · 4.125%
HK$3,050
baseline
▲ 0.50% · 4.625%
HK$3,236
+HK$186/mo
Deposit HK$270K · loan HK$629K · min. income ≈ HK$6,100/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,193
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$87/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,543
+HK$177/mo
Deposit HK$270K · loan HK$629K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$97/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,467
+HK$199/mo
Deposit HK$225K · loan HK$674K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$93/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$190/mo
Deposit HK$225K · loan HK$674K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,280
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,382
−HK$104/mo
Today · 4.125%
HK$3,486
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$212/mo
Deposit HK$180K · loan HK$719K · min. income ≈ HK$6,972/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,649
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$99/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,049
+HK$203/mo
Deposit HK$180K · loan HK$719K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,485
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$110/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$225/mo
Deposit HK$135K · loan HK$764K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,877
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$106/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$215/mo
Deposit HK$135K · loan HK$764K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,690
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$117/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,160
+HK$238/mo
Deposit HK$90K · loan HK$809K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$111/mo
Today · 4.125%
HK$4,327
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$228/mo
Deposit HK$90K · loan HK$809K · min. income ≈ HK$8,654/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).