▼ 0.50% · 3.625%
HK$4,401
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$139/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$285/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$133/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$272/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$153/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$313/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$146/mo
Today · 4.125%
HK$5,677
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$299/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$11,354/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$167/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$341/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$327/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$181/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,451
+HK$370/mo
Deposit HK$676K · loan HK$1.25M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,536
−HK$173/mo
Today · 4.125%
HK$6,709
baseline
▲ 0.50% · 4.625%
HK$7,063
+HK$354/mo
Deposit HK$676K · loan HK$1.25M · min. income ≈ HK$13,418/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,162
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$194/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,947
+HK$399/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,855
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$186/mo
Today · 4.125%
HK$7,225
baseline
▲ 0.50% · 4.625%
HK$7,606
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,450/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,602
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,807
−HK$209/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$427/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$200/mo
Today · 4.125%
HK$7,742
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$408/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,484/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,042
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,261
−HK$223/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,939
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,834
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,045
−HK$213/mo
Today · 4.125%
HK$8,258
baseline
▲ 0.50% · 4.625%
HK$8,693
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,516/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,482
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,715
−HK$237/mo
Today · 4.125%
HK$7,952
baseline
▲ 0.50% · 4.625%
HK$8,435
+HK$483/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,904/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,324
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,547
−HK$227/mo
Today · 4.125%
HK$8,774
baseline
▲ 0.50% · 4.625%
HK$9,236
+HK$462/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,548/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,923
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$250/mo
Today · 4.125%
HK$8,419
baseline
▲ 0.50% · 4.625%
HK$8,932
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,838/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,814
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,050
−HK$240/mo
Today · 4.125%
HK$9,290
baseline
▲ 0.50% · 4.625%
HK$9,780
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,580/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).