▼ 0.50% · 3.625%
HK$1,828
−HK$115/mo
▼ 0.25% · 3.875%
HK$1,885
−HK$58/mo
Today · 4.125%
HK$1,943
baseline
▲ 0.50% · 4.625%
HK$2,061
+HK$118/mo
Deposit HK$401K · loan HK$401K · min. income ≈ HK$3,886/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,034
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,088
−HK$55/mo
Today · 4.125%
HK$2,143
baseline
▲ 0.50% · 4.625%
HK$2,256
+HK$113/mo
Deposit HK$401K · loan HK$401K · min. income ≈ HK$4,286/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,011
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,073
−HK$64/mo
Today · 4.125%
HK$2,137
baseline
▲ 0.50% · 4.625%
HK$2,267
+HK$130/mo
Deposit HK$361K · loan HK$441K · min. income ≈ HK$4,274/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,237
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,297
−HK$61/mo
Today · 4.125%
HK$2,358
baseline
▲ 0.50% · 4.625%
HK$2,482
+HK$124/mo
Deposit HK$361K · loan HK$441K · min. income ≈ HK$4,716/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,194
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,262
−HK$69/mo
Today · 4.125%
HK$2,331
baseline
▲ 0.50% · 4.625%
HK$2,473
+HK$142/mo
Deposit HK$321K · loan HK$481K · min. income ≈ HK$4,662/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,440
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,506
−HK$66/mo
Today · 4.125%
HK$2,572
baseline
▲ 0.50% · 4.625%
HK$2,708
+HK$136/mo
Deposit HK$321K · loan HK$481K · min. income ≈ HK$5,144/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,376
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,450
−HK$75/mo
Today · 4.125%
HK$2,525
baseline
▲ 0.50% · 4.625%
HK$2,679
+HK$154/mo
Deposit HK$281K · loan HK$521K · min. income ≈ HK$5,050/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,644
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,715
−HK$71/mo
Today · 4.125%
HK$2,786
baseline
▲ 0.50% · 4.625%
HK$2,933
+HK$147/mo
Deposit HK$281K · loan HK$521K · min. income ≈ HK$5,572/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,559
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,639
−HK$81/mo
Today · 4.125%
HK$2,720
baseline
▲ 0.50% · 4.625%
HK$2,885
+HK$165/mo
Deposit HK$240K · loan HK$561K · min. income ≈ HK$5,440/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,847
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,923
−HK$78/mo
Today · 4.125%
HK$3,001
baseline
▲ 0.50% · 4.625%
HK$3,159
+HK$158/mo
Deposit HK$240K · loan HK$561K · min. income ≈ HK$6,002/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,742
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$87/mo
Today · 4.125%
HK$2,914
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$177/mo
Deposit HK$200K · loan HK$601K · min. income ≈ HK$5,828/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,050
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$83/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,385
+HK$170/mo
Deposit HK$200K · loan HK$601K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,925
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,016
−HK$92/mo
Today · 4.125%
HK$3,108
baseline
▲ 0.50% · 4.625%
HK$3,297
+HK$189/mo
Deposit HK$160K · loan HK$641K · min. income ≈ HK$6,216/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,341
−HK$88/mo
Today · 4.125%
HK$3,429
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$181/mo
Deposit HK$160K · loan HK$641K · min. income ≈ HK$6,858/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$98/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$201/mo
Deposit HK$120K · loan HK$681K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,457
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$94/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$192/mo
Deposit HK$120K · loan HK$681K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,393
−HK$104/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$212/mo
Deposit HK$80K · loan HK$721K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,660
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$99/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,062
+HK$204/mo
Deposit HK$80K · loan HK$721K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).