▼ 0.50% · 3.625%
HK$1,869
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,927
−HK$59/mo
Today · 4.125%
HK$1,986
baseline
▲ 0.50% · 4.625%
HK$2,107
+HK$121/mo
Deposit HK$410K · loan HK$410K · min. income ≈ HK$3,972/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,079
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,135
−HK$57/mo
Today · 4.125%
HK$2,192
baseline
▲ 0.50% · 4.625%
HK$2,307
+HK$115/mo
Deposit HK$410K · loan HK$410K · min. income ≈ HK$4,384/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,056
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,120
−HK$65/mo
Today · 4.125%
HK$2,185
baseline
▲ 0.50% · 4.625%
HK$2,318
+HK$133/mo
Deposit HK$369K · loan HK$451K · min. income ≈ HK$4,370/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,287
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,349
−HK$62/mo
Today · 4.125%
HK$2,411
baseline
▲ 0.50% · 4.625%
HK$2,538
+HK$127/mo
Deposit HK$369K · loan HK$451K · min. income ≈ HK$4,822/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,243
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,313
−HK$71/mo
Today · 4.125%
HK$2,384
baseline
▲ 0.50% · 4.625%
HK$2,529
+HK$145/mo
Deposit HK$328K · loan HK$492K · min. income ≈ HK$4,768/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,495
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,562
−HK$68/mo
Today · 4.125%
HK$2,630
baseline
▲ 0.50% · 4.625%
HK$2,769
+HK$139/mo
Deposit HK$328K · loan HK$492K · min. income ≈ HK$5,260/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,430
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,505
−HK$77/mo
Today · 4.125%
HK$2,582
baseline
▲ 0.50% · 4.625%
HK$2,739
+HK$157/mo
Deposit HK$287K · loan HK$533K · min. income ≈ HK$5,164/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,703
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,776
−HK$73/mo
Today · 4.125%
HK$2,849
baseline
▲ 0.50% · 4.625%
HK$2,999
+HK$150/mo
Deposit HK$287K · loan HK$533K · min. income ≈ HK$5,698/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,617
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,698
−HK$83/mo
Today · 4.125%
HK$2,781
baseline
▲ 0.50% · 4.625%
HK$2,950
+HK$169/mo
Deposit HK$246K · loan HK$574K · min. income ≈ HK$5,562/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,911
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,989
−HK$79/mo
Today · 4.125%
HK$3,068
baseline
▲ 0.50% · 4.625%
HK$3,230
+HK$162/mo
Deposit HK$246K · loan HK$574K · min. income ≈ HK$6,136/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$88/mo
Today · 4.125%
HK$2,979
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$182/mo
Deposit HK$205K · loan HK$615K · min. income ≈ HK$5,958/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$85/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$173/mo
Deposit HK$205K · loan HK$615K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$94/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,371
+HK$193/mo
Deposit HK$164K · loan HK$656K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,416
−HK$91/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$185/mo
Deposit HK$164K · loan HK$656K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,177
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,276
−HK$101/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,582
+HK$205/mo
Deposit HK$123K · loan HK$697K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,535
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$96/mo
Today · 4.125%
HK$3,726
baseline
▲ 0.50% · 4.625%
HK$3,922
+HK$196/mo
Deposit HK$123K · loan HK$697K · min. income ≈ HK$7,452/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,469
−HK$106/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$218/mo
Deposit HK$82K · loan HK$738K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,843
−HK$102/mo
Today · 4.125%
HK$3,945
baseline
▲ 0.50% · 4.625%
HK$4,153
+HK$208/mo
Deposit HK$82K · loan HK$738K · min. income ≈ HK$7,890/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).