▼ 0.50% · 3.625%
HK$19,579
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,188
−HK$619/mo
Today · 4.125%
HK$20,807
baseline
▲ 0.50% · 4.625%
HK$22,073
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,614/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,782
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,366
−HK$593/mo
Today · 4.125%
HK$22,959
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,918/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,537
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,207
−HK$681/mo
Today · 4.125%
HK$22,888
baseline
▲ 0.50% · 4.625%
HK$24,280
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,776/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,960
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,603
−HK$651/mo
Today · 4.125%
HK$25,254
baseline
▲ 0.50% · 4.625%
HK$26,586
+HK$1,332/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,508/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,495
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,226
−HK$742/mo
Today · 4.125%
HK$24,968
baseline
▲ 0.50% · 4.625%
HK$26,488
+HK$1,520/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,936/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,839
−HK$711/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,002
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,453
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,245
−HK$804/mo
Today · 4.125%
HK$27,049
baseline
▲ 0.50% · 4.625%
HK$28,695
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,098/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,076
−HK$770/mo
Today · 4.125%
HK$29,846
baseline
▲ 0.50% · 4.625%
HK$31,419
+HK$1,573/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,692/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,411
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$866/mo
Today · 4.125%
HK$29,130
baseline
▲ 0.50% · 4.625%
HK$30,902
+HK$1,772/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,260/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,494
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,312
−HK$830/mo
Today · 4.125%
HK$32,142
baseline
▲ 0.50% · 4.625%
HK$33,836
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,284/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,369
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,282
−HK$929/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$33,110
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,549
−HK$889/mo
Today · 4.125%
HK$34,438
baseline
▲ 0.50% · 4.625%
HK$36,253
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,876/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,327
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,301
−HK$990/mo
Today · 4.125%
HK$33,291
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,582/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,851
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,785
−HK$949/mo
Today · 4.125%
HK$36,734
baseline
▲ 0.50% · 4.625%
HK$38,670
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,468/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,320
−HK$1,052/mo
Today · 4.125%
HK$35,372
baseline
▲ 0.50% · 4.625%
HK$37,524
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,744/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,029
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,022
−HK$1,008/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,057/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,243
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,339
−HK$1,114/mo
Today · 4.125%
HK$37,453
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,906/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,207
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,259
−HK$1,066/mo
Today · 4.125%
HK$41,325
baseline
▲ 0.50% · 4.625%
HK$43,504
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,650/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).