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At today's rate and a 90% mortgage, the deposit on this unit is about HK$639K, with repayments around HK$27,856/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$173,625 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 59 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 482 Saleable ft²
- Gross Area
- 563 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-13 | HK$8.18M | +17.2% 3.1y · 6.0%/yr |
| 2017-07-11 | HK$6.98M | +26.9% 4.4y · 6.0%/yr |
| 2013-02-06 | HK$5.50M | +58.0% |
| 2011-01-11 | HK$3.48M | −2.8% |
| 2010-11-26 | HK$3.58M | +74.6% |
| 2005-03-21 | HK$2.05M | −33.9% |
| 1997-12-04 | HK$3.10M | — |