▼ 0.50% · 3.625%
HK$19,577
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,186
−HK$619/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$22,070
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,779
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,363
−HK$593/mo
Today · 4.125%
HK$22,956
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,912/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,535
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,204
−HK$681/mo
Today · 4.125%
HK$22,885
baseline
▲ 0.50% · 4.625%
HK$24,277
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,770/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,957
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,599
−HK$652/mo
Today · 4.125%
HK$25,251
baseline
▲ 0.50% · 4.625%
HK$26,582
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,502/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,492
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$742/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,520/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$711/mo
Today · 4.125%
HK$27,547
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,094/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,242
−HK$804/mo
Today · 4.125%
HK$27,046
baseline
▲ 0.50% · 4.625%
HK$28,692
+HK$1,646/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,092/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$770/mo
Today · 4.125%
HK$29,842
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,573/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,684/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,408
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$866/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,491
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,308
−HK$830/mo
Today · 4.125%
HK$32,138
baseline
▲ 0.50% · 4.625%
HK$33,832
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,276/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,365
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,279
−HK$928/mo
Today · 4.125%
HK$31,207
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,414/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,669
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,545
−HK$889/mo
Today · 4.125%
HK$34,434
baseline
▲ 0.50% · 4.625%
HK$36,249
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,868/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,323
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,297
−HK$990/mo
Today · 4.125%
HK$33,287
baseline
▲ 0.50% · 4.625%
HK$35,313
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,574/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,847
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,781
−HK$948/mo
Today · 4.125%
HK$36,729
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,458/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,281
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,316
−HK$1,052/mo
Today · 4.125%
HK$35,368
baseline
▲ 0.50% · 4.625%
HK$37,520
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,736/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,024
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,017
−HK$1,008/mo
Today · 4.125%
HK$39,025
baseline
▲ 0.50% · 4.625%
HK$41,082
+HK$2,057/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,050/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,238
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,334
−HK$1,114/mo
Today · 4.125%
HK$37,448
baseline
▲ 0.50% · 4.625%
HK$39,727
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,896/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,202
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,066/mo
Today · 4.125%
HK$41,320
baseline
▲ 0.50% · 4.625%
HK$43,498
+HK$2,178/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,640/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,562 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).