▼ 0.50% · 3.625%
HK$20,123
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,748
−HK$636/mo
Today · 4.125%
HK$21,384
baseline
▲ 0.50% · 4.625%
HK$22,686
+HK$1,302/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,768/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,386
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$610/mo
Today · 4.125%
HK$23,596
baseline
▲ 0.50% · 4.625%
HK$24,839
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,192/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,135
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,823
−HK$700/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,954
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,285
−HK$670/mo
Today · 4.125%
HK$25,955
baseline
▲ 0.50% · 4.625%
HK$27,323
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,910/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,898
−HK$763/mo
Today · 4.125%
HK$25,661
baseline
▲ 0.50% · 4.625%
HK$27,223
+HK$1,562/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,322/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,863
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,584
−HK$731/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$827/mo
Today · 4.125%
HK$27,800
baseline
▲ 0.50% · 4.625%
HK$29,491
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,600/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$792/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,291
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,172
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$890/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$853/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,184
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$954/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$34,028
+HK$1,951/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,579
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,480
−HK$913/mo
Today · 4.125%
HK$35,393
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,786/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,196
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,198
−HK$1,017/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,297
+HK$2,082/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,818
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,778
−HK$975/mo
Today · 4.125%
HK$37,753
baseline
▲ 0.50% · 4.625%
HK$39,743
+HK$1,990/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,506/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,208
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$1,081/mo
Today · 4.125%
HK$36,353
baseline
▲ 0.50% · 4.625%
HK$38,565
+HK$2,212/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,706/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,056
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,077
−HK$1,035/mo
Today · 4.125%
HK$40,112
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,115/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,224/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,221
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,347
−HK$1,145/mo
Today · 4.125%
HK$38,492
baseline
▲ 0.50% · 4.625%
HK$40,834
+HK$2,342/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,984/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,295
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,376
−HK$1,096/mo
Today · 4.125%
HK$42,472
baseline
▲ 0.50% · 4.625%
HK$44,711
+HK$2,239/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,944/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).