▼ 0.50% · 3.625%
HK$20,107
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,732
−HK$636/mo
Today · 4.125%
HK$21,368
baseline
▲ 0.50% · 4.625%
HK$22,668
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,736/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,369
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$608/mo
Today · 4.125%
HK$23,577
baseline
▲ 0.50% · 4.625%
HK$24,820
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,154/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,118
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,806
−HK$699/mo
Today · 4.125%
HK$23,505
baseline
▲ 0.50% · 4.625%
HK$24,935
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,010/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,606
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,266
−HK$669/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,302
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,128
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,879
−HK$762/mo
Today · 4.125%
HK$25,641
baseline
▲ 0.50% · 4.625%
HK$27,202
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,282/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,843
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,562
−HK$731/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$29,784
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,952
−HK$826/mo
Today · 4.125%
HK$27,778
baseline
▲ 0.50% · 4.625%
HK$29,468
+HK$1,690/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,556/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,079
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,859
−HK$791/mo
Today · 4.125%
HK$30,650
baseline
▲ 0.50% · 4.625%
HK$32,266
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,300/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,150
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,025
−HK$890/mo
Today · 4.125%
HK$29,915
baseline
▲ 0.50% · 4.625%
HK$31,735
+HK$1,820/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,830/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,316
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,156
−HK$852/mo
Today · 4.125%
HK$33,008
baseline
▲ 0.50% · 4.625%
HK$34,748
+HK$1,740/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,016/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,160
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$953/mo
Today · 4.125%
HK$32,052
baseline
▲ 0.50% · 4.625%
HK$34,002
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,104/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,553
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$913/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,230
+HK$1,864/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,171
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,172
−HK$1,017/mo
Today · 4.125%
HK$34,189
baseline
▲ 0.50% · 4.625%
HK$36,269
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,378/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,790
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,750
−HK$974/mo
Today · 4.125%
HK$37,724
baseline
▲ 0.50% · 4.625%
HK$39,712
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,448/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,245
−HK$1,080/mo
Today · 4.125%
HK$36,325
baseline
▲ 0.50% · 4.625%
HK$38,536
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,650/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,047
−HK$1,034/mo
Today · 4.125%
HK$40,081
baseline
▲ 0.50% · 4.625%
HK$42,194
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,162/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,193
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$1,144/mo
Today · 4.125%
HK$38,462
baseline
▲ 0.50% · 4.625%
HK$40,802
+HK$2,340/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,924/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,264
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,344
−HK$1,095/mo
Today · 4.125%
HK$42,439
baseline
▲ 0.50% · 4.625%
HK$44,676
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,878/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,536 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).