▼ 0.50% · 3.625%
HK$21,326
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,989
−HK$674/mo
Today · 4.125%
HK$22,663
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,326/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,361
−HK$646/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$742/mo
Today · 4.125%
HK$24,930
baseline
▲ 0.50% · 4.625%
HK$26,446
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,860/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,097
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,797
−HK$710/mo
Today · 4.125%
HK$27,507
baseline
▲ 0.50% · 4.625%
HK$28,957
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,014/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$809/mo
Today · 4.125%
HK$27,196
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,392/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,233
−HK$775/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,724
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,586
−HK$876/mo
Today · 4.125%
HK$29,462
baseline
▲ 0.50% · 4.625%
HK$31,255
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,924/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,842
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,669
−HK$840/mo
Today · 4.125%
HK$32,509
baseline
▲ 0.50% · 4.625%
HK$34,222
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,018/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,856
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,785
−HK$944/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,659
+HK$1,930/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,215
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,106
−HK$903/mo
Today · 4.125%
HK$35,009
baseline
▲ 0.50% · 4.625%
HK$36,855
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,018/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$1,011/mo
Today · 4.125%
HK$33,995
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,990/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,587
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,542
−HK$968/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,487
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,121
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,183
−HK$1,078/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,468
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,960
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,978
−HK$1,033/mo
Today · 4.125%
HK$40,011
baseline
▲ 0.50% · 4.625%
HK$42,120
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,022/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,254
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,382
−HK$1,145/mo
Today · 4.125%
HK$38,527
baseline
▲ 0.50% · 4.625%
HK$40,872
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,054/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,332
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,414
−HK$1,097/mo
Today · 4.125%
HK$42,511
baseline
▲ 0.50% · 4.625%
HK$44,752
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,022/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,213/mo
Today · 4.125%
HK$40,794
baseline
▲ 0.50% · 4.625%
HK$43,276
+HK$2,482/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,588/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,705
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,850
−HK$1,162/mo
Today · 4.125%
HK$45,012
baseline
▲ 0.50% · 4.625%
HK$47,385
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,024/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,242 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).