▼ 0.50% · 3.625%
HK$18,011
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,571
−HK$570/mo
Today · 4.125%
HK$19,141
baseline
▲ 0.50% · 4.625%
HK$20,305
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,282/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,037
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,575
−HK$545/mo
Today · 4.125%
HK$21,120
baseline
▲ 0.50% · 4.625%
HK$22,233
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,240/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,812
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,429
−HK$626/mo
Today · 4.125%
HK$21,055
baseline
▲ 0.50% · 4.625%
HK$22,336
+HK$1,281/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,110/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,041
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,632
−HK$600/mo
Today · 4.125%
HK$23,232
baseline
▲ 0.50% · 4.625%
HK$24,456
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,464/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,613
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,286
−HK$683/mo
Today · 4.125%
HK$22,969
baseline
▲ 0.50% · 4.625%
HK$24,366
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,938/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,045
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,689
−HK$655/mo
Today · 4.125%
HK$25,344
baseline
▲ 0.50% · 4.625%
HK$26,680
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,688/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,414
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,143
−HK$740/mo
Today · 4.125%
HK$24,883
baseline
▲ 0.50% · 4.625%
HK$26,397
+HK$1,514/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,766/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,048
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,747
−HK$709/mo
Today · 4.125%
HK$27,456
baseline
▲ 0.50% · 4.625%
HK$28,903
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,912/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,216
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$797/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,427
+HK$1,630/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,052
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,804
−HK$764/mo
Today · 4.125%
HK$29,568
baseline
▲ 0.50% · 4.625%
HK$31,126
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,136/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,017
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,857
−HK$854/mo
Today · 4.125%
HK$28,711
baseline
▲ 0.50% · 4.625%
HK$30,458
+HK$1,747/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,422/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,056
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,862
−HK$818/mo
Today · 4.125%
HK$31,680
baseline
▲ 0.50% · 4.625%
HK$33,349
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,360/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,818
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,714
−HK$911/mo
Today · 4.125%
HK$30,625
baseline
▲ 0.50% · 4.625%
HK$32,488
+HK$1,863/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,250/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,060
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,919
−HK$873/mo
Today · 4.125%
HK$33,792
baseline
▲ 0.50% · 4.625%
HK$35,573
+HK$1,781/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,584/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,619
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,571
−HK$968/mo
Today · 4.125%
HK$32,539
baseline
▲ 0.50% · 4.625%
HK$34,519
+HK$1,980/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,078/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,063
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,977
−HK$927/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$37,796
+HK$1,892/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,420
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$1,025/mo
Today · 4.125%
HK$34,453
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$2,096/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,906/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,067
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$982/mo
Today · 4.125%
HK$38,016
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,003/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,032/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).