▼ 0.50% · 3.625%
HK$18,539
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,116
−HK$585/mo
Today · 4.125%
HK$19,701
baseline
▲ 0.50% · 4.625%
HK$20,900
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,402/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,624
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,178
−HK$561/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$22,885
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,393
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,027
−HK$645/mo
Today · 4.125%
HK$21,672
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,344/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,687
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,295
−HK$618/mo
Today · 4.125%
HK$23,913
baseline
▲ 0.50% · 4.625%
HK$25,173
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,826/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,247
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,939
−HK$703/mo
Today · 4.125%
HK$23,642
baseline
▲ 0.50% · 4.625%
HK$25,080
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,284/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,749
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,413
−HK$673/mo
Today · 4.125%
HK$26,086
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,172/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,101
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,850
−HK$762/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$27,170
+HK$1,558/mo
Deposit HK$2.85M · loan HK$5.28M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,812
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$729/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.28M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,955
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,762
−HK$820/mo
Today · 4.125%
HK$27,582
baseline
▲ 0.50% · 4.625%
HK$29,260
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,164/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,649
−HK$785/mo
Today · 4.125%
HK$30,434
baseline
▲ 0.50% · 4.625%
HK$32,038
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,868/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,673
−HK$879/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,350
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,937
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$842/mo
Today · 4.125%
HK$32,608
baseline
▲ 0.50% · 4.625%
HK$34,327
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,216/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,662
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,585
−HK$937/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,440
+HK$1,918/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,884
−HK$898/mo
Today · 4.125%
HK$34,782
baseline
▲ 0.50% · 4.625%
HK$36,615
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,564/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,516
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,497
−HK$996/mo
Today · 4.125%
HK$33,493
baseline
▲ 0.50% · 4.625%
HK$35,530
+HK$2,037/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,986/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,061
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,002
−HK$954/mo
Today · 4.125%
HK$36,956
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,912/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,370
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$1,055/mo
Today · 4.125%
HK$35,463
baseline
▲ 0.50% · 4.625%
HK$37,620
+HK$2,157/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,926/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,124
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,120
−HK$1,010/mo
Today · 4.125%
HK$39,130
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,062/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,260/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,906 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).