▼ 0.50% · 3.625%
HK$20,343
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$643/mo
Today · 4.125%
HK$21,619
baseline
▲ 0.50% · 4.625%
HK$22,934
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,238/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,631
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,238
−HK$616/mo
Today · 4.125%
HK$23,854
baseline
▲ 0.50% · 4.625%
HK$25,111
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,708/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,377
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,073
−HK$707/mo
Today · 4.125%
HK$23,780
baseline
▲ 0.50% · 4.625%
HK$25,227
+HK$1,447/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$47,560/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,894
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,562
−HK$677/mo
Today · 4.125%
HK$26,239
baseline
▲ 0.50% · 4.625%
HK$27,622
+HK$1,383/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$52,478/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,411
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,171
−HK$771/mo
Today · 4.125%
HK$25,942
baseline
▲ 0.50% · 4.625%
HK$27,521
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,884/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,157
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,886
−HK$739/mo
Today · 4.125%
HK$28,625
baseline
▲ 0.50% · 4.625%
HK$30,134
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,250/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,446
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,268
−HK$836/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,814
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,421
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,210
−HK$800/mo
Today · 4.125%
HK$31,010
baseline
▲ 0.50% · 4.625%
HK$32,645
+HK$1,635/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,020/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,480
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,366
−HK$900/mo
Today · 4.125%
HK$30,266
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,532/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,684
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,533
−HK$862/mo
Today · 4.125%
HK$33,395
baseline
▲ 0.50% · 4.625%
HK$35,156
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,790/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,514
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,463
−HK$965/mo
Today · 4.125%
HK$32,428
baseline
▲ 0.50% · 4.625%
HK$34,401
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,856/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,947
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,857
−HK$924/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,667
+HK$1,886/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$1,029/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,694
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,210
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$985/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,178
+HK$2,012/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,583
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,659
−HK$1,092/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,988
+HK$2,237/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,473
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,505
−HK$1,047/mo
Today · 4.125%
HK$40,552
baseline
▲ 0.50% · 4.625%
HK$42,689
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,104/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,617
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,756
−HK$1,157/mo
Today · 4.125%
HK$38,913
baseline
▲ 0.50% · 4.625%
HK$41,281
+HK$2,368/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,826/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,736
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,829
−HK$1,108/mo
Today · 4.125%
HK$42,937
baseline
▲ 0.50% · 4.625%
HK$45,200
+HK$2,263/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,874/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).