▼ 0.50% · 3.625%
HK$19,247
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,846
−HK$608/mo
Today · 4.125%
HK$20,454
baseline
▲ 0.50% · 4.625%
HK$21,699
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,908/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,413
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,987
−HK$582/mo
Today · 4.125%
HK$22,569
baseline
▲ 0.50% · 4.625%
HK$23,759
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,138/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,172
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,831
−HK$669/mo
Today · 4.125%
HK$22,500
baseline
▲ 0.50% · 4.625%
HK$23,869
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,000/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,554
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,185
−HK$641/mo
Today · 4.125%
HK$24,826
baseline
▲ 0.50% · 4.625%
HK$26,135
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,652/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,097
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,815
−HK$730/mo
Today · 4.125%
HK$24,545
baseline
▲ 0.50% · 4.625%
HK$26,039
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,090/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,695
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,384
−HK$699/mo
Today · 4.125%
HK$27,083
baseline
▲ 0.50% · 4.625%
HK$28,511
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,166/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,022
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,800
−HK$791/mo
Today · 4.125%
HK$26,591
baseline
▲ 0.50% · 4.625%
HK$28,209
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,182/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,836
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,583
−HK$757/mo
Today · 4.125%
HK$29,340
baseline
▲ 0.50% · 4.625%
HK$30,887
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,680/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$851/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,978
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$816/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,871
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$913/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,364/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$874/mo
Today · 4.125%
HK$33,854
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,708/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,796
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$973/mo
Today · 4.125%
HK$32,727
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,454/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,260
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,179
−HK$932/mo
Today · 4.125%
HK$36,111
baseline
▲ 0.50% · 4.625%
HK$38,014
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,222/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,721
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$1,034/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$990/mo
Today · 4.125%
HK$38,368
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,736/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,645
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,723
−HK$1,095/mo
Today · 4.125%
HK$36,818
baseline
▲ 0.50% · 4.625%
HK$39,058
+HK$2,240/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,636/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,543
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,576
−HK$1,049/mo
Today · 4.125%
HK$40,625
baseline
▲ 0.50% · 4.625%
HK$42,766
+HK$2,141/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,250/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).