▼ 0.50% · 3.625%
HK$15,033
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,500
−HK$475/mo
Today · 4.125%
HK$15,975
baseline
▲ 0.50% · 4.625%
HK$16,947
+HK$972/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,950/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,724
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,172
−HK$455/mo
Today · 4.125%
HK$17,627
baseline
▲ 0.50% · 4.625%
HK$18,556
+HK$929/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,254/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,536
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,050
−HK$523/mo
Today · 4.125%
HK$17,573
baseline
▲ 0.50% · 4.625%
HK$18,642
+HK$1,069/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,146/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,396
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,889
−HK$501/mo
Today · 4.125%
HK$19,390
baseline
▲ 0.50% · 4.625%
HK$20,412
+HK$1,022/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,780/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,039
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,600
−HK$570/mo
Today · 4.125%
HK$19,170
baseline
▲ 0.50% · 4.625%
HK$20,337
+HK$1,167/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,340/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,068
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,607
−HK$546/mo
Today · 4.125%
HK$21,153
baseline
▲ 0.50% · 4.625%
HK$22,268
+HK$1,115/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,306/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,542
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,150
−HK$618/mo
Today · 4.125%
HK$20,768
baseline
▲ 0.50% · 4.625%
HK$22,032
+HK$1,264/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,536/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,741
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,324
−HK$591/mo
Today · 4.125%
HK$22,915
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,208/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,830/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,046
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$665/mo
Today · 4.125%
HK$22,365
baseline
▲ 0.50% · 4.625%
HK$23,726
+HK$1,361/mo
Deposit HK$1.98M · loan HK$4.61M · min. income ≈ HK$44,730/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,413
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$637/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$25,979
+HK$1,301/mo
Deposit HK$1.98M · loan HK$4.61M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,549
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,250
−HK$713/mo
Today · 4.125%
HK$23,963
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,458/mo
Deposit HK$1.65M · loan HK$4.94M · min. income ≈ HK$47,926/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,758
−HK$683/mo
Today · 4.125%
HK$26,441
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,393/mo
Deposit HK$1.65M · loan HK$4.94M · min. income ≈ HK$52,882/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$760/mo
Today · 4.125%
HK$25,560
baseline
▲ 0.50% · 4.625%
HK$27,116
+HK$1,556/mo
Deposit HK$1.32M · loan HK$5.27M · min. income ≈ HK$51,120/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,758
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$728/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,690
+HK$1,487/mo
Deposit HK$1.32M · loan HK$5.27M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,555
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,350
−HK$808/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,811
+HK$1,653/mo
Deposit HK$989K · loan HK$5.60M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,430
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$773/mo
Today · 4.125%
HK$29,966
baseline
▲ 0.50% · 4.625%
HK$31,546
+HK$1,580/mo
Deposit HK$989K · loan HK$5.60M · min. income ≈ HK$59,932/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$856/mo
Today · 4.125%
HK$28,756
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,749/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$57,512/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,103
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$819/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,672/mo
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$194,252 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).