▼ 0.50% · 3.625%
HK$21,064
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,719
−HK$666/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,747
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,434
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,062
−HK$638/mo
Today · 4.125%
HK$24,700
baseline
▲ 0.50% · 4.625%
HK$26,002
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,400/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,891
−HK$732/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$26,122
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,777
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,468
−HK$702/mo
Today · 4.125%
HK$27,170
baseline
▲ 0.50% · 4.625%
HK$28,602
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,340/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,277
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,063
−HK$799/mo
Today · 4.125%
HK$26,862
baseline
▲ 0.50% · 4.625%
HK$28,496
+HK$1,634/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$53,724/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,874
−HK$765/mo
Today · 4.125%
HK$29,639
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$59,278/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,235
−HK$865/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,871
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,464
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,281
−HK$828/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$33,802
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,490
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,407
−HK$932/mo
Today · 4.125%
HK$31,339
baseline
▲ 0.50% · 4.625%
HK$33,246
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,678/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,687
−HK$892/mo
Today · 4.125%
HK$34,579
baseline
▲ 0.50% · 4.625%
HK$36,402
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,158/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,596
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,579
−HK$998/mo
Today · 4.125%
HK$33,577
baseline
▲ 0.50% · 4.625%
HK$35,621
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,154/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,150
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,093
−HK$956/mo
Today · 4.125%
HK$37,049
baseline
▲ 0.50% · 4.625%
HK$39,002
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,098/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,702
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,751
−HK$1,065/mo
Today · 4.125%
HK$35,816
baseline
▲ 0.50% · 4.625%
HK$37,995
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,632/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,494
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,499
−HK$1,020/mo
Today · 4.125%
HK$39,519
baseline
▲ 0.50% · 4.625%
HK$41,602
+HK$2,083/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,038/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,809
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,923
−HK$1,131/mo
Today · 4.125%
HK$38,054
baseline
▲ 0.50% · 4.625%
HK$40,370
+HK$2,316/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,108/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,837
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,905
−HK$1,084/mo
Today · 4.125%
HK$41,989
baseline
▲ 0.50% · 4.625%
HK$44,203
+HK$2,214/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,978/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,198/mo
Today · 4.125%
HK$40,293
baseline
▲ 0.50% · 4.625%
HK$42,745
+HK$2,452/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$80,586/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,180
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,312
−HK$1,147/mo
Today · 4.125%
HK$44,459
baseline
▲ 0.50% · 4.625%
HK$46,803
+HK$2,344/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$88,918/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).