▼ 0.50% · 3.625%
HK$21,783
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,461
−HK$688/mo
Today · 4.125%
HK$23,149
baseline
▲ 0.50% · 4.625%
HK$24,558
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,298/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,234
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,884
−HK$659/mo
Today · 4.125%
HK$25,543
baseline
▲ 0.50% · 4.625%
HK$26,889
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,086/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,962
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,707
−HK$757/mo
Today · 4.125%
HK$25,464
baseline
▲ 0.50% · 4.625%
HK$27,014
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,928/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,657
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,372
−HK$725/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,578
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,140
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$826/mo
Today · 4.125%
HK$27,779
baseline
▲ 0.50% · 4.625%
HK$29,469
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,558/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,080
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,860
−HK$791/mo
Today · 4.125%
HK$30,651
baseline
▲ 0.50% · 4.625%
HK$32,267
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,302/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,318
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$895/mo
Today · 4.125%
HK$30,094
baseline
▲ 0.50% · 4.625%
HK$31,925
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,188/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$857/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,497
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,445
−HK$964/mo
Today · 4.125%
HK$32,409
baseline
▲ 0.50% · 4.625%
HK$34,381
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,818/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,927
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$923/mo
Today · 4.125%
HK$35,760
baseline
▲ 0.50% · 4.625%
HK$37,645
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,520/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,675
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,691
−HK$1,033/mo
Today · 4.125%
HK$34,724
baseline
▲ 0.50% · 4.625%
HK$36,837
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,448/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,350
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,325
−HK$989/mo
Today · 4.125%
HK$38,314
baseline
▲ 0.50% · 4.625%
HK$40,334
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,628/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$1,102/mo
Today · 4.125%
HK$37,039
baseline
▲ 0.50% · 4.625%
HK$39,293
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,078/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,774
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,814
−HK$1,055/mo
Today · 4.125%
HK$40,869
baseline
▲ 0.50% · 4.625%
HK$43,023
+HK$2,154/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,738/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,032
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,183
−HK$1,171/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,748
+HK$2,394/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,197
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,121/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$45,712
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,240/mo
Today · 4.125%
HK$41,669
baseline
▲ 0.50% · 4.625%
HK$44,204
+HK$2,535/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,338/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,621
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,187/mo
Today · 4.125%
HK$45,977
baseline
▲ 0.50% · 4.625%
HK$48,401
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,954/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,298 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).