▼ 0.50% · 3.625%
HK$17,788
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,341
−HK$562/mo
Today · 4.125%
HK$18,903
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,806/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,789
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$539/mo
Today · 4.125%
HK$20,858
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,716/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,567
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,175
−HK$619/mo
Today · 4.125%
HK$20,794
baseline
▲ 0.50% · 4.625%
HK$22,059
+HK$1,265/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,588/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,768
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,351
−HK$593/mo
Today · 4.125%
HK$22,944
baseline
▲ 0.50% · 4.625%
HK$24,153
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,888/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,345
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,009
−HK$675/mo
Today · 4.125%
HK$22,684
baseline
▲ 0.50% · 4.625%
HK$24,064
+HK$1,380/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,368/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,746
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,383
−HK$646/mo
Today · 4.125%
HK$25,029
baseline
▲ 0.50% · 4.625%
HK$26,349
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,058/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,124
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,843
−HK$731/mo
Today · 4.125%
HK$24,574
baseline
▲ 0.50% · 4.625%
HK$26,069
+HK$1,495/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,148/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,725
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,415
−HK$700/mo
Today · 4.125%
HK$27,115
baseline
▲ 0.50% · 4.625%
HK$28,544
+HK$1,429/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,230/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,903
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$787/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$28,075
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,704
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,447
−HK$754/mo
Today · 4.125%
HK$29,201
baseline
▲ 0.50% · 4.625%
HK$30,740
+HK$1,539/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,402/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,682
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,512
−HK$843/mo
Today · 4.125%
HK$28,355
baseline
▲ 0.50% · 4.625%
HK$30,080
+HK$1,725/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,710/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,683
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$808/mo
Today · 4.125%
HK$31,287
baseline
▲ 0.50% · 4.625%
HK$32,936
+HK$1,649/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,574/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,460
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$899/mo
Today · 4.125%
HK$30,245
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,841/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,490/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,662
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$862/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,132
+HK$1,759/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,239
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,180
−HK$955/mo
Today · 4.125%
HK$32,135
baseline
▲ 0.50% · 4.625%
HK$34,091
+HK$1,956/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,270/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,641
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,543
−HK$915/mo
Today · 4.125%
HK$35,458
baseline
▲ 0.50% · 4.625%
HK$37,327
+HK$1,869/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,916/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$1,012/mo
Today · 4.125%
HK$34,026
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$2,070/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,052/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,620
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$969/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$1,979/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,024 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).