▼ 0.50% · 3.625%
HK$19,641
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,252
−HK$621/mo
Today · 4.125%
HK$20,873
baseline
▲ 0.50% · 4.625%
HK$22,143
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,746/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,850
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,436
−HK$595/mo
Today · 4.125%
HK$23,031
baseline
▲ 0.50% · 4.625%
HK$24,245
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,062/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,605
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,277
−HK$683/mo
Today · 4.125%
HK$22,960
baseline
▲ 0.50% · 4.625%
HK$24,357
+HK$1,397/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,920/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,035
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,680
−HK$654/mo
Today · 4.125%
HK$25,334
baseline
▲ 0.50% · 4.625%
HK$26,669
+HK$1,335/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,668/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,302
−HK$745/mo
Today · 4.125%
HK$25,047
baseline
▲ 0.50% · 4.625%
HK$26,571
+HK$1,524/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,094/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,220
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,924
−HK$713/mo
Today · 4.125%
HK$27,637
baseline
▲ 0.50% · 4.625%
HK$29,094
+HK$1,457/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,274/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,533
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,327
−HK$807/mo
Today · 4.125%
HK$27,134
baseline
▲ 0.50% · 4.625%
HK$28,785
+HK$1,651/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,268/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,405
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,167
−HK$773/mo
Today · 4.125%
HK$29,940
baseline
▲ 0.50% · 4.625%
HK$31,518
+HK$1,578/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,880/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,497
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,353
−HK$869/mo
Today · 4.125%
HK$29,222
baseline
▲ 0.50% · 4.625%
HK$31,000
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,444/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,590
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$832/mo
Today · 4.125%
HK$32,243
baseline
▲ 0.50% · 4.625%
HK$33,943
+HK$1,700/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,486/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,461
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$931/mo
Today · 4.125%
HK$31,309
baseline
▲ 0.50% · 4.625%
HK$33,214
+HK$1,905/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,618/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,776
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,655
−HK$891/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,367
+HK$1,821/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,425
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,403
−HK$993/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,428
+HK$2,032/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,961
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$951/mo
Today · 4.125%
HK$36,849
baseline
▲ 0.50% · 4.625%
HK$38,792
+HK$1,943/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,698/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,390
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$1,055/mo
Today · 4.125%
HK$35,483
baseline
▲ 0.50% · 4.625%
HK$37,642
+HK$2,159/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,966/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,146
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,142
−HK$1,010/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,216
+HK$2,064/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,354
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$1,118/mo
Today · 4.125%
HK$37,571
baseline
▲ 0.50% · 4.625%
HK$39,857
+HK$2,286/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,142/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,331
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,385
−HK$1,071/mo
Today · 4.125%
HK$41,456
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,185/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,912/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).