▼ 0.50% · 3.625%
HK$17,343
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,883
−HK$548/mo
Today · 4.125%
HK$18,431
baseline
▲ 0.50% · 4.625%
HK$19,552
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,862/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,294
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$524/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,408
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,077
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,671
−HK$603/mo
Today · 4.125%
HK$20,274
baseline
▲ 0.50% · 4.625%
HK$21,507
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,548/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,223
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,793
−HK$577/mo
Today · 4.125%
HK$22,370
baseline
▲ 0.50% · 4.625%
HK$23,549
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,740/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,812
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,459
−HK$658/mo
Today · 4.125%
HK$22,117
baseline
▲ 0.50% · 4.625%
HK$23,463
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,234/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,153
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$630/mo
Today · 4.125%
HK$24,404
baseline
▲ 0.50% · 4.625%
HK$25,690
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,808/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,546
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,247
−HK$713/mo
Today · 4.125%
HK$23,960
baseline
▲ 0.50% · 4.625%
HK$25,418
+HK$1,458/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,920/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,755
−HK$682/mo
Today · 4.125%
HK$26,437
baseline
▲ 0.50% · 4.625%
HK$27,831
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,874/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,280
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,036
−HK$767/mo
Today · 4.125%
HK$25,803
baseline
▲ 0.50% · 4.625%
HK$27,373
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,606/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,012
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$735/mo
Today · 4.125%
HK$28,471
baseline
▲ 0.50% · 4.625%
HK$29,972
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,942/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,015
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$822/mo
Today · 4.125%
HK$27,646
baseline
▲ 0.50% · 4.625%
HK$29,328
+HK$1,682/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,292/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$788/mo
Today · 4.125%
HK$30,505
baseline
▲ 0.50% · 4.625%
HK$32,113
+HK$1,608/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$61,010/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,749
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$877/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,283
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,871
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,698
−HK$840/mo
Today · 4.125%
HK$32,538
baseline
▲ 0.50% · 4.625%
HK$34,253
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,076/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,483
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$932/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$33,239
+HK$1,907/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,800
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,680
−HK$892/mo
Today · 4.125%
HK$34,572
baseline
▲ 0.50% · 4.625%
HK$36,394
+HK$1,822/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,144/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,218
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,189
−HK$986/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$35,194
+HK$2,019/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,729
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,661
−HK$945/mo
Today · 4.125%
HK$36,606
baseline
▲ 0.50% · 4.625%
HK$38,535
+HK$1,929/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,212/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,174 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).