▼ 0.50% · 3.625%
HK$21,217
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,877
−HK$671/mo
Today · 4.125%
HK$22,548
baseline
▲ 0.50% · 4.625%
HK$23,920
+HK$1,372/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,096/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,604
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,237
−HK$642/mo
Today · 4.125%
HK$24,879
baseline
▲ 0.50% · 4.625%
HK$26,191
+HK$1,312/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,758/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,339
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,065
−HK$738/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,312
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,661
−HK$706/mo
Today · 4.125%
HK$27,367
baseline
▲ 0.50% · 4.625%
HK$28,810
+HK$1,443/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,734/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,461
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$805/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,085
−HK$770/mo
Today · 4.125%
HK$29,855
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,710/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,583
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,441
−HK$871/mo
Today · 4.125%
HK$29,312
baseline
▲ 0.50% · 4.625%
HK$31,096
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,624/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,685
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,508
−HK$835/mo
Today · 4.125%
HK$32,343
baseline
▲ 0.50% · 4.625%
HK$34,048
+HK$1,705/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,686/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,704
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,628
−HK$939/mo
Today · 4.125%
HK$31,567
baseline
▲ 0.50% · 4.625%
HK$33,488
+HK$1,921/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,134/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,046
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,932
−HK$899/mo
Today · 4.125%
HK$34,831
baseline
▲ 0.50% · 4.625%
HK$36,667
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,662/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,826
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,816
−HK$1,006/mo
Today · 4.125%
HK$33,822
baseline
▲ 0.50% · 4.625%
HK$35,880
+HK$2,058/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,644/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,406
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,356
−HK$963/mo
Today · 4.125%
HK$37,319
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$1,967/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,638/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,948
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,004
−HK$1,073/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,780
−HK$1,027/mo
Today · 4.125%
HK$39,807
baseline
▲ 0.50% · 4.625%
HK$41,905
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,614/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,070
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,192
−HK$1,139/mo
Today · 4.125%
HK$38,331
baseline
▲ 0.50% · 4.625%
HK$40,664
+HK$2,333/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,662/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,127
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,203
−HK$1,092/mo
Today · 4.125%
HK$42,295
baseline
▲ 0.50% · 4.625%
HK$44,524
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,590/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,191
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,379
−HK$1,207/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$43,056
+HK$2,470/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,488
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,627
−HK$1,156/mo
Today · 4.125%
HK$44,783
baseline
▲ 0.50% · 4.625%
HK$47,144
+HK$2,361/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,566/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,484 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).