▼ 0.50% · 3.625%
HK$21,039
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,694
−HK$665/mo
Today · 4.125%
HK$22,359
baseline
▲ 0.50% · 4.625%
HK$23,719
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,718/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$637/mo
Today · 4.125%
HK$24,671
baseline
▲ 0.50% · 4.625%
HK$25,971
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,342/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,143
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,863
−HK$732/mo
Today · 4.125%
HK$24,595
baseline
▲ 0.50% · 4.625%
HK$26,091
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,190/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,747
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,437
−HK$701/mo
Today · 4.125%
HK$27,138
baseline
▲ 0.50% · 4.625%
HK$28,568
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,276/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,247
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$797/mo
Today · 4.125%
HK$26,830
baseline
▲ 0.50% · 4.625%
HK$28,463
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,660/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,087
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,841
−HK$764/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,165
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,351
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,202
−HK$864/mo
Today · 4.125%
HK$29,066
baseline
▲ 0.50% · 4.625%
HK$30,835
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,132/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,428
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,244
−HK$828/mo
Today · 4.125%
HK$32,072
baseline
▲ 0.50% · 4.625%
HK$33,762
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,144/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,455
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,371
−HK$931/mo
Today · 4.125%
HK$31,302
baseline
▲ 0.50% · 4.625%
HK$33,207
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,604/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,769
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,647
−HK$892/mo
Today · 4.125%
HK$34,539
baseline
▲ 0.50% · 4.625%
HK$36,359
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,078/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,541
−HK$997/mo
Today · 4.125%
HK$33,538
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,076/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,109
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,051
−HK$955/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$38,957
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,663
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,710
−HK$1,064/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,951
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,450
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,454
−HK$1,019/mo
Today · 4.125%
HK$39,473
baseline
▲ 0.50% · 4.625%
HK$41,554
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,946/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,767
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$1,131/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,323
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,790
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,857
−HK$1,083/mo
Today · 4.125%
HK$41,940
baseline
▲ 0.50% · 4.625%
HK$44,151
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,880/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,049
−HK$1,197/mo
Today · 4.125%
HK$40,246
baseline
▲ 0.50% · 4.625%
HK$42,695
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,492/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,261
−HK$1,146/mo
Today · 4.125%
HK$44,407
baseline
▲ 0.50% · 4.625%
HK$46,748
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,814/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).