▼ 0.50% · 3.625%
HK$22,331
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,025
−HK$706/mo
Today · 4.125%
HK$23,731
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,462/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$676/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,564
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,328
−HK$776/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$743/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,322
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,797
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,630
−HK$847/mo
Today · 4.125%
HK$28,477
baseline
▲ 0.50% · 4.625%
HK$30,210
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,954/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,811
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,611
−HK$811/mo
Today · 4.125%
HK$31,422
baseline
▲ 0.50% · 4.625%
HK$33,078
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,844/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,030
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$917/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,162
−HK$878/mo
Today · 4.125%
HK$34,040
baseline
▲ 0.50% · 4.625%
HK$35,835
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,080/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$988/mo
Today · 4.125%
HK$33,223
baseline
▲ 0.50% · 4.625%
HK$35,245
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,446/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,780
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,713
−HK$946/mo
Today · 4.125%
HK$36,659
baseline
▲ 0.50% · 4.625%
HK$38,591
+HK$1,932/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,318/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,496
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,538
−HK$1,059/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,762
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,263
−HK$1,014/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,348
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,729
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$1,130/mo
Today · 4.125%
HK$37,970
baseline
▲ 0.50% · 4.625%
HK$40,280
+HK$2,310/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,940/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,748
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,814
−HK$1,082/mo
Today · 4.125%
HK$41,896
baseline
▲ 0.50% · 4.625%
HK$44,104
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,792/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,962
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,200/mo
Today · 4.125%
HK$40,343
baseline
▲ 0.50% · 4.625%
HK$42,797
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,686/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,233
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,149/mo
Today · 4.125%
HK$44,514
baseline
▲ 0.50% · 4.625%
HK$46,861
+HK$2,347/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,028/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,195
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,446
−HK$1,270/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$45,315
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,717
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,217/mo
Today · 4.125%
HK$47,133
baseline
▲ 0.50% · 4.625%
HK$49,617
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,266/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,307 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).