▼ 0.50% · 3.625%
HK$19,382
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,985
−HK$612/mo
Today · 4.125%
HK$20,597
baseline
▲ 0.50% · 4.625%
HK$21,850
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,194/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,562
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,140
−HK$587/mo
Today · 4.125%
HK$22,727
baseline
▲ 0.50% · 4.625%
HK$23,925
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,454/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,320
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,983
−HK$674/mo
Today · 4.125%
HK$22,657
baseline
▲ 0.50% · 4.625%
HK$24,035
+HK$1,378/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,314/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,718
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,354
−HK$646/mo
Today · 4.125%
HK$25,000
baseline
▲ 0.50% · 4.625%
HK$26,317
+HK$1,317/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$50,000/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,258
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,982
−HK$735/mo
Today · 4.125%
HK$24,717
baseline
▲ 0.50% · 4.625%
HK$26,221
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,434/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,874
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,568
−HK$704/mo
Today · 4.125%
HK$27,272
baseline
▲ 0.50% · 4.625%
HK$28,710
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,544/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,196
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,980
−HK$796/mo
Today · 4.125%
HK$26,776
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,630/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,552/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,031
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,782
−HK$763/mo
Today · 4.125%
HK$29,545
baseline
▲ 0.50% · 4.625%
HK$31,102
+HK$1,557/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,090/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,134
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,978
−HK$858/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,755/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,187
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,996
−HK$822/mo
Today · 4.125%
HK$31,818
baseline
▲ 0.50% · 4.625%
HK$33,495
+HK$1,677/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,636/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,073
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,977
−HK$919/mo
Today · 4.125%
HK$30,896
baseline
▲ 0.50% · 4.625%
HK$32,776
+HK$1,880/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,792/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,343
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$880/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$35,887
+HK$1,797/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,011
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$980/mo
Today · 4.125%
HK$32,955
baseline
▲ 0.50% · 4.625%
HK$34,961
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,910/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,499
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,424
−HK$939/mo
Today · 4.125%
HK$36,363
baseline
▲ 0.50% · 4.625%
HK$38,280
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,726/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,949
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$1,041/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$37,146
+HK$2,131/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$998/mo
Today · 4.125%
HK$38,636
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,036/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,272/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,887
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$1,103/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,331
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,812
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,055/mo
Today · 4.125%
HK$40,908
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,816/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).