▼ 0.50% · 3.625%
HK$19,339
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,940
−HK$611/mo
Today · 4.125%
HK$20,551
baseline
▲ 0.50% · 4.625%
HK$21,802
+HK$1,251/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,102/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,514
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,091
−HK$585/mo
Today · 4.125%
HK$22,676
baseline
▲ 0.50% · 4.625%
HK$23,872
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,352/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,272
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,934
−HK$672/mo
Today · 4.125%
HK$22,606
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,376/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,212/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,300
−HK$644/mo
Today · 4.125%
HK$24,944
baseline
▲ 0.50% · 4.625%
HK$26,259
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,888/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,206
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,928
−HK$734/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$26,162
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$703/mo
Today · 4.125%
HK$27,212
baseline
▲ 0.50% · 4.625%
HK$28,646
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,424/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,140
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,922
−HK$795/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,342
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,968
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,718
−HK$761/mo
Today · 4.125%
HK$29,479
baseline
▲ 0.50% · 4.625%
HK$31,033
+HK$1,554/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,958/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,074
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$856/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,523
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,120
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$820/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,420
+HK$1,673/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,008
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,910
−HK$917/mo
Today · 4.125%
HK$30,827
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,654/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,271
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,137
−HK$878/mo
Today · 4.125%
HK$34,015
baseline
▲ 0.50% · 4.625%
HK$35,808
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,030/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,942
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$978/mo
Today · 4.125%
HK$32,882
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$2,001/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,764/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,422
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$936/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,195
+HK$1,913/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,898
−HK$1,039/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$37,063
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,574
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,555
−HK$995/mo
Today · 4.125%
HK$38,550
baseline
▲ 0.50% · 4.625%
HK$40,582
+HK$2,032/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,100/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,810
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,892
−HK$1,100/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$39,243
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,725
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,053/mo
Today · 4.125%
HK$40,817
baseline
▲ 0.50% · 4.625%
HK$42,969
+HK$2,152/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,634/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).