▼ 0.50% · 3.625%
HK$21,445
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,112
−HK$678/mo
Today · 4.125%
HK$22,790
baseline
▲ 0.50% · 4.625%
HK$24,177
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,580/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,858
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,498
−HK$649/mo
Today · 4.125%
HK$25,147
baseline
▲ 0.50% · 4.625%
HK$26,472
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,294/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,590
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,324
−HK$745/mo
Today · 4.125%
HK$25,069
baseline
▲ 0.50% · 4.625%
HK$26,595
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,138/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,244
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,947
−HK$714/mo
Today · 4.125%
HK$27,661
baseline
▲ 0.50% · 4.625%
HK$29,119
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,322/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,734
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,535
−HK$813/mo
Today · 4.125%
HK$27,348
baseline
▲ 0.50% · 4.625%
HK$29,012
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,696/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,629
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,397
−HK$779/mo
Today · 4.125%
HK$30,176
baseline
▲ 0.50% · 4.625%
HK$31,767
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,352/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,879
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$881/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,430
+HK$1,803/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$844/mo
Today · 4.125%
HK$32,691
baseline
▲ 0.50% · 4.625%
HK$34,414
+HK$1,723/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,382/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,023
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,957
−HK$949/mo
Today · 4.125%
HK$31,906
baseline
▲ 0.50% · 4.625%
HK$33,848
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,812/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,401
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,297
−HK$908/mo
Today · 4.125%
HK$35,205
baseline
▲ 0.50% · 4.625%
HK$37,061
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,410/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,168
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$1,016/mo
Today · 4.125%
HK$34,185
baseline
▲ 0.50% · 4.625%
HK$36,265
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,370/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,787
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$974/mo
Today · 4.125%
HK$37,720
baseline
▲ 0.50% · 4.625%
HK$39,708
+HK$1,988/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,440/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,313
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,380
−HK$1,084/mo
Today · 4.125%
HK$36,464
baseline
▲ 0.50% · 4.625%
HK$38,683
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,928/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,172
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,196
−HK$1,039/mo
Today · 4.125%
HK$40,235
baseline
▲ 0.50% · 4.625%
HK$42,356
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,470/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,457
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$1,152/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$41,101
+HK$2,358/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,646
−HK$1,103/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,003
+HK$2,254/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,602
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,220/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,518
+HK$2,496/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,944
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,096
−HK$1,168/mo
Today · 4.125%
HK$45,264
baseline
▲ 0.50% · 4.625%
HK$47,650
+HK$2,386/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,528/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,480 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).