▼ 0.50% · 3.625%
HK$21,282
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,944
−HK$672/mo
Today · 4.125%
HK$22,616
baseline
▲ 0.50% · 4.625%
HK$23,992
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,232/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,676
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$645/mo
Today · 4.125%
HK$24,955
baseline
▲ 0.50% · 4.625%
HK$26,270
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,910/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,410
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,138
−HK$740/mo
Today · 4.125%
HK$24,878
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,756/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,043
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,742
−HK$708/mo
Today · 4.125%
HK$27,450
baseline
▲ 0.50% · 4.625%
HK$28,897
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,900/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,538
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,332
−HK$807/mo
Today · 4.125%
HK$27,139
baseline
▲ 0.50% · 4.625%
HK$28,791
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,278/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,411
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,173
−HK$773/mo
Today · 4.125%
HK$29,946
baseline
▲ 0.50% · 4.625%
HK$31,524
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,892/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,666
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,527
−HK$874/mo
Today · 4.125%
HK$29,401
baseline
▲ 0.50% · 4.625%
HK$31,190
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,802/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,778
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,604
−HK$837/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,151
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,794
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,721
−HK$942/mo
Today · 4.125%
HK$31,663
baseline
▲ 0.50% · 4.625%
HK$33,589
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,326/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,146
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,035
−HK$902/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$36,778
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,915
−HK$1,009/mo
Today · 4.125%
HK$33,924
baseline
▲ 0.50% · 4.625%
HK$35,988
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,848/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,513
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,466
−HK$966/mo
Today · 4.125%
HK$37,432
baseline
▲ 0.50% · 4.625%
HK$39,405
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,864/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,110
−HK$1,076/mo
Today · 4.125%
HK$36,186
baseline
▲ 0.50% · 4.625%
HK$38,388
+HK$2,202/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,372/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,881
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,897
−HK$1,030/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,105/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,179
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,304
−HK$1,143/mo
Today · 4.125%
HK$38,447
baseline
▲ 0.50% · 4.625%
HK$40,787
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,894/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,248
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,328
−HK$1,095/mo
Today · 4.125%
HK$42,423
baseline
▲ 0.50% · 4.625%
HK$44,659
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,846/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,307
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,498
−HK$1,211/mo
Today · 4.125%
HK$40,709
baseline
▲ 0.50% · 4.625%
HK$43,186
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,418/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,616
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,759
−HK$1,159/mo
Today · 4.125%
HK$44,918
baseline
▲ 0.50% · 4.625%
HK$47,286
+HK$2,368/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,836/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).