▼ 0.50% · 3.625%
HK$20,167
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,795
−HK$637/mo
Today · 4.125%
HK$21,432
baseline
▲ 0.50% · 4.625%
HK$22,736
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,864/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,436
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,038
−HK$610/mo
Today · 4.125%
HK$23,648
baseline
▲ 0.50% · 4.625%
HK$24,895
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,296/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,874
−HK$701/mo
Today · 4.125%
HK$23,575
baseline
▲ 0.50% · 4.625%
HK$25,010
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,150/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,680
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,341
−HK$672/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,201
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,954
−HK$764/mo
Today · 4.125%
HK$25,718
baseline
▲ 0.50% · 4.625%
HK$27,283
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,436/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,923
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,645
−HK$733/mo
Today · 4.125%
HK$28,378
baseline
▲ 0.50% · 4.625%
HK$29,874
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,756/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,218
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,033
−HK$829/mo
Today · 4.125%
HK$27,862
baseline
▲ 0.50% · 4.625%
HK$29,557
+HK$1,695/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,724/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,167
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,949
−HK$794/mo
Today · 4.125%
HK$30,743
baseline
▲ 0.50% · 4.625%
HK$32,363
+HK$1,620/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,486/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,234
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,113
−HK$892/mo
Today · 4.125%
HK$30,005
baseline
▲ 0.50% · 4.625%
HK$31,831
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,010/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,410
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,253
−HK$854/mo
Today · 4.125%
HK$33,107
baseline
▲ 0.50% · 4.625%
HK$34,853
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,214/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,251
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,192
−HK$956/mo
Today · 4.125%
HK$32,148
baseline
▲ 0.50% · 4.625%
HK$34,104
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,296/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,654
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,557
−HK$915/mo
Today · 4.125%
HK$35,472
baseline
▲ 0.50% · 4.625%
HK$37,342
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,944/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$1,020/mo
Today · 4.125%
HK$34,291
baseline
▲ 0.50% · 4.625%
HK$36,378
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,582/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,860
−HK$977/mo
Today · 4.125%
HK$37,837
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,674/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,284
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,351
−HK$1,083/mo
Today · 4.125%
HK$36,434
baseline
▲ 0.50% · 4.625%
HK$38,651
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,868/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,141
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,164
−HK$1,038/mo
Today · 4.125%
HK$40,202
baseline
▲ 0.50% · 4.625%
HK$42,321
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,404/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,301
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,430
−HK$1,148/mo
Today · 4.125%
HK$38,578
baseline
▲ 0.50% · 4.625%
HK$40,925
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,156/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,385
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,468
−HK$1,099/mo
Today · 4.125%
HK$42,567
baseline
▲ 0.50% · 4.625%
HK$44,810
+HK$2,243/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,134/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).