▼ 0.50% · 3.625%
HK$19,532
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,139
−HK$617/mo
Today · 4.125%
HK$20,756
baseline
▲ 0.50% · 4.625%
HK$22,019
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,512/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,729
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,312
−HK$591/mo
Today · 4.125%
HK$22,903
baseline
▲ 0.50% · 4.625%
HK$24,110
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,806/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,153
−HK$679/mo
Today · 4.125%
HK$22,832
baseline
▲ 0.50% · 4.625%
HK$24,221
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,664/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,902
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,543
−HK$650/mo
Today · 4.125%
HK$25,193
baseline
▲ 0.50% · 4.625%
HK$26,521
+HK$1,328/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,386/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,438
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,167
−HK$741/mo
Today · 4.125%
HK$24,908
baseline
▲ 0.50% · 4.625%
HK$26,423
+HK$1,515/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,816/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,075
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,774
−HK$709/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$28,932
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,181
−HK$802/mo
Today · 4.125%
HK$26,983
baseline
▲ 0.50% · 4.625%
HK$28,625
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,966/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,247
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,005
−HK$769/mo
Today · 4.125%
HK$29,774
baseline
▲ 0.50% · 4.625%
HK$31,343
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,548/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,195
−HK$864/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,420
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$828/mo
Today · 4.125%
HK$32,064
baseline
▲ 0.50% · 4.625%
HK$33,754
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,128/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,297
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,209
−HK$926/mo
Today · 4.125%
HK$31,135
baseline
▲ 0.50% · 4.625%
HK$33,029
+HK$1,894/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,270/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,593
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,467
−HK$887/mo
Today · 4.125%
HK$34,354
baseline
▲ 0.50% · 4.625%
HK$36,165
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,708/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,251
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$987/mo
Today · 4.125%
HK$33,210
baseline
▲ 0.50% · 4.625%
HK$35,231
+HK$2,021/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,420/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,766
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,698
−HK$946/mo
Today · 4.125%
HK$36,644
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,288/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,204
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,237
−HK$1,049/mo
Today · 4.125%
HK$35,286
baseline
▲ 0.50% · 4.625%
HK$37,433
+HK$2,147/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,572/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,939
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,930
−HK$1,005/mo
Today · 4.125%
HK$38,935
baseline
▲ 0.50% · 4.625%
HK$40,987
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,870/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,157
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,251
−HK$1,111/mo
Today · 4.125%
HK$37,362
baseline
▲ 0.50% · 4.625%
HK$39,635
+HK$2,273/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,724/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,112
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,161
−HK$1,064/mo
Today · 4.125%
HK$41,225
baseline
▲ 0.50% · 4.625%
HK$43,398
+HK$2,173/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,450/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).