▼ 0.50% · 3.625%
HK$16,288
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,794
−HK$515/mo
Today · 4.125%
HK$17,309
baseline
▲ 0.50% · 4.625%
HK$18,362
+HK$1,053/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,618/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,120
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,606
−HK$493/mo
Today · 4.125%
HK$19,099
baseline
▲ 0.50% · 4.625%
HK$20,106
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,198/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,916
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,474
−HK$566/mo
Today · 4.125%
HK$19,040
baseline
▲ 0.50% · 4.625%
HK$20,199
+HK$1,159/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$38,080/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,932
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,466
−HK$543/mo
Today · 4.125%
HK$21,009
baseline
▲ 0.50% · 4.625%
HK$22,116
+HK$1,107/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$42,018/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,545
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,153
−HK$618/mo
Today · 4.125%
HK$20,771
baseline
▲ 0.50% · 4.625%
HK$22,035
+HK$1,264/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,542/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,744
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$592/mo
Today · 4.125%
HK$22,919
baseline
▲ 0.50% · 4.625%
HK$24,127
+HK$1,208/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,838/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,174
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$669/mo
Today · 4.125%
HK$22,502
baseline
▲ 0.50% · 4.625%
HK$23,871
+HK$1,369/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$45,004/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,556
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$641/mo
Today · 4.125%
HK$24,829
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,308/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,658/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$721/mo
Today · 4.125%
HK$24,233
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,474/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,466/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,368
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$690/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,148
+HK$1,410/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,432
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,192
−HK$772/mo
Today · 4.125%
HK$25,964
baseline
▲ 0.50% · 4.625%
HK$27,543
+HK$1,579/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,928/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,180
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,909
−HK$739/mo
Today · 4.125%
HK$28,648
baseline
▲ 0.50% · 4.625%
HK$30,158
+HK$1,510/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,296/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,060
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,871
−HK$824/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,380
+HK$1,685/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,992
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$789/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,169
+HK$1,611/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,689
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,550
−HK$875/mo
Today · 4.125%
HK$29,425
baseline
▲ 0.50% · 4.625%
HK$31,216
+HK$1,791/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$58,850/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,804
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,630
−HK$838/mo
Today · 4.125%
HK$32,468
baseline
▲ 0.50% · 4.625%
HK$34,179
+HK$1,711/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$64,936/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,318
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,230
−HK$926/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$33,052
+HK$1,896/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,616
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$887/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$1,812/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$929K (deposit + AVD stamp duty HK$214,288 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).