▼ 0.50% · 3.625%
HK$15,736
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,225
−HK$497/mo
Today · 4.125%
HK$16,722
baseline
▲ 0.50% · 4.625%
HK$17,740
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,444/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,506
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,975
−HK$476/mo
Today · 4.125%
HK$18,451
baseline
▲ 0.50% · 4.625%
HK$19,424
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,902/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,309
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,848
−HK$547/mo
Today · 4.125%
HK$18,395
baseline
▲ 0.50% · 4.625%
HK$19,514
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,790/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,256
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,773
−HK$524/mo
Today · 4.125%
HK$20,297
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,069/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,594/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,883
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,470
−HK$597/mo
Today · 4.125%
HK$20,067
baseline
▲ 0.50% · 4.625%
HK$21,288
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,134/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,007
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$572/mo
Today · 4.125%
HK$22,142
baseline
▲ 0.50% · 4.625%
HK$23,309
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,284/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,093
−HK$646/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$23,062
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,757
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$619/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,251
+HK$1,264/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,030
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$696/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,836
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,508
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$667/mo
Today · 4.125%
HK$25,832
baseline
▲ 0.50% · 4.625%
HK$27,194
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,664/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,603
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$745/mo
Today · 4.125%
HK$25,083
baseline
▲ 0.50% · 4.625%
HK$26,610
+HK$1,527/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,166/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$714/mo
Today · 4.125%
HK$27,677
baseline
▲ 0.50% · 4.625%
HK$29,136
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,354/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,177
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,960
−HK$796/mo
Today · 4.125%
HK$26,756
baseline
▲ 0.50% · 4.625%
HK$28,384
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,512/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,009
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,760
−HK$762/mo
Today · 4.125%
HK$29,522
baseline
▲ 0.50% · 4.625%
HK$31,078
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,044/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,750
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$845/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$30,158
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,760
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,558
−HK$809/mo
Today · 4.125%
HK$31,367
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,734/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,324
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$895/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,355
−HK$858/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,024 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).