▼ 0.50% · 3.625%
HK$21,547
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$681/mo
Today · 4.125%
HK$22,898
baseline
▲ 0.50% · 4.625%
HK$24,291
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,796/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,971
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$652/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,598
+HK$1,332/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,702
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,439
−HK$749/mo
Today · 4.125%
HK$25,188
baseline
▲ 0.50% · 4.625%
HK$26,721
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,376/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,368
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,075
−HK$717/mo
Today · 4.125%
HK$27,792
baseline
▲ 0.50% · 4.625%
HK$29,257
+HK$1,465/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,584/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,856
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,661
−HK$817/mo
Today · 4.125%
HK$27,478
baseline
▲ 0.50% · 4.625%
HK$29,150
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,956/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,765
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$783/mo
Today · 4.125%
HK$30,319
baseline
▲ 0.50% · 4.625%
HK$31,917
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,638/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,011
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,882
−HK$886/mo
Today · 4.125%
HK$29,768
baseline
▲ 0.50% · 4.625%
HK$31,579
+HK$1,811/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,536/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,162
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,998
−HK$848/mo
Today · 4.125%
HK$32,846
baseline
▲ 0.50% · 4.625%
HK$34,577
+HK$1,731/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,692/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,166
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,104
−HK$953/mo
Today · 4.125%
HK$32,057
baseline
▲ 0.50% · 4.625%
HK$34,008
+HK$1,951/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,114/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,559
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,459
−HK$913/mo
Today · 4.125%
HK$35,372
baseline
▲ 0.50% · 4.625%
HK$37,237
+HK$1,865/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,744/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,320
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,326
−HK$1,021/mo
Today · 4.125%
HK$34,347
baseline
▲ 0.50% · 4.625%
HK$36,437
+HK$2,090/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,694/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,956
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$979/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$39,896
+HK$1,997/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,475
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,547
−HK$1,090/mo
Today · 4.125%
HK$36,637
baseline
▲ 0.50% · 4.625%
HK$38,866
+HK$2,229/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,274/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,353
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,382
−HK$1,043/mo
Today · 4.125%
HK$40,425
baseline
▲ 0.50% · 4.625%
HK$42,556
+HK$2,131/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,850/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,630
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,769
−HK$1,158/mo
Today · 4.125%
HK$38,927
baseline
▲ 0.50% · 4.625%
HK$41,295
+HK$2,368/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,854/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,750
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,843
−HK$1,109/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,216
+HK$2,264/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,784
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,226/mo
Today · 4.125%
HK$41,217
baseline
▲ 0.50% · 4.625%
HK$43,725
+HK$2,508/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$82,434/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,147
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,305
−HK$1,173/mo
Today · 4.125%
HK$45,478
baseline
▲ 0.50% · 4.625%
HK$47,876
+HK$2,398/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$90,956/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).