▼ 0.50% · 3.625%
HK$21,325
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$674/mo
Today · 4.125%
HK$22,662
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,324/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,360
−HK$645/mo
Today · 4.125%
HK$25,005
baseline
▲ 0.50% · 4.625%
HK$26,323
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,010/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,457
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,187
−HK$741/mo
Today · 4.125%
HK$24,928
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,856/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,096
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,796
−HK$710/mo
Today · 4.125%
HK$27,506
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,012/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,590
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$808/mo
Today · 4.125%
HK$27,194
baseline
▲ 0.50% · 4.625%
HK$28,849
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,388/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,468
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$774/mo
Today · 4.125%
HK$30,006
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,012/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,722
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,584
−HK$876/mo
Today · 4.125%
HK$29,460
baseline
▲ 0.50% · 4.625%
HK$31,253
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,920/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,841
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,668
−HK$839/mo
Today · 4.125%
HK$32,507
baseline
▲ 0.50% · 4.625%
HK$34,220
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,014/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,855
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$944/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,657
+HK$1,930/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,213
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,104
−HK$903/mo
Today · 4.125%
HK$35,007
baseline
▲ 0.50% · 4.625%
HK$36,853
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,014/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,987
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,982
−HK$1,011/mo
Today · 4.125%
HK$33,993
baseline
▲ 0.50% · 4.625%
HK$36,061
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,986/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,585
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,540
−HK$968/mo
Today · 4.125%
HK$37,508
baseline
▲ 0.50% · 4.625%
HK$39,485
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$75,016/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$1,078/mo
Today · 4.125%
HK$36,259
baseline
▲ 0.50% · 4.625%
HK$38,465
+HK$2,206/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,518/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,958
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,976
−HK$1,032/mo
Today · 4.125%
HK$40,008
baseline
▲ 0.50% · 4.625%
HK$42,117
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,016/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,252
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,380
−HK$1,145/mo
Today · 4.125%
HK$38,525
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,344/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,050/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,330
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,412
−HK$1,097/mo
Today · 4.125%
HK$42,509
baseline
▲ 0.50% · 4.625%
HK$44,749
+HK$2,240/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,018/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,384
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,578
−HK$1,213/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$43,273
+HK$2,482/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,702
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,847
−HK$1,162/mo
Today · 4.125%
HK$45,009
baseline
▲ 0.50% · 4.625%
HK$47,382
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,018/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).