▼ 0.50% · 3.625%
HK$21,503
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,172
−HK$679/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,391/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,922
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$651/mo
Today · 4.125%
HK$25,214
baseline
▲ 0.50% · 4.625%
HK$26,543
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,428/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,653
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,389
−HK$747/mo
Today · 4.125%
HK$25,136
baseline
▲ 0.50% · 4.625%
HK$26,666
+HK$1,530/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,272/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,314
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$716/mo
Today · 4.125%
HK$27,735
baseline
▲ 0.50% · 4.625%
HK$29,197
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,470/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,803
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,606
−HK$815/mo
Today · 4.125%
HK$27,421
baseline
▲ 0.50% · 4.625%
HK$29,090
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,842/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,706
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,476
−HK$781/mo
Today · 4.125%
HK$30,257
baseline
▲ 0.50% · 4.625%
HK$31,852
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,514/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,954
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$883/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,514
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,098
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,932
−HK$846/mo
Today · 4.125%
HK$32,778
baseline
▲ 0.50% · 4.625%
HK$34,506
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,556/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,104
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,040
−HK$952/mo
Today · 4.125%
HK$31,992
baseline
▲ 0.50% · 4.625%
HK$33,938
+HK$1,946/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,984/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,490
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,388
−HK$912/mo
Today · 4.125%
HK$35,300
baseline
▲ 0.50% · 4.625%
HK$37,160
+HK$1,860/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,600/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,254
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$1,020/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$2,085/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,882
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,845
−HK$976/mo
Today · 4.125%
HK$37,821
baseline
▲ 0.50% · 4.625%
HK$39,815
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,642/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,404
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,475
−HK$1,087/mo
Today · 4.125%
HK$36,562
baseline
▲ 0.50% · 4.625%
HK$38,787
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,124/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,275
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,301
−HK$1,041/mo
Today · 4.125%
HK$40,342
baseline
▲ 0.50% · 4.625%
HK$42,469
+HK$2,127/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,684/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,555
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,692
−HK$1,155/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$41,211
+HK$2,364/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,667
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,757
−HK$1,107/mo
Today · 4.125%
HK$42,864
baseline
▲ 0.50% · 4.625%
HK$45,123
+HK$2,259/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$85,728/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,705
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,909
−HK$1,223/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,635
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,059
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,171/mo
Today · 4.125%
HK$45,385
baseline
▲ 0.50% · 4.625%
HK$47,777
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,770/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).