▼ 0.50% · 3.625%
HK$22,180
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$701/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,675
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$672/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,379
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,398
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$771/mo
Today · 4.125%
HK$25,928
baseline
▲ 0.50% · 4.625%
HK$27,506
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,856/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,871
−HK$738/mo
Today · 4.125%
HK$28,609
baseline
▲ 0.50% · 4.625%
HK$30,117
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,218/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,444
−HK$841/mo
Today · 4.125%
HK$28,285
baseline
▲ 0.50% · 4.625%
HK$30,007
+HK$1,722/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,570/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$805/mo
Today · 4.125%
HK$31,210
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,645/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,420/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,834
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,731
−HK$912/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,507
+HK$1,864/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,078
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,938
−HK$873/mo
Today · 4.125%
HK$33,811
baseline
▲ 0.50% · 4.625%
HK$35,593
+HK$1,782/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,622/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,052
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,018
−HK$982/mo
Today · 4.125%
HK$33,000
baseline
▲ 0.50% · 4.625%
HK$35,008
+HK$2,008/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,000/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,546
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$940/mo
Today · 4.125%
HK$36,412
baseline
▲ 0.50% · 4.625%
HK$38,331
+HK$1,919/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,824/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,270
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,305
−HK$1,052/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,508
+HK$2,151/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,013
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,006
−HK$1,007/mo
Today · 4.125%
HK$39,013
baseline
▲ 0.50% · 4.625%
HK$41,069
+HK$2,056/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,026/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,489
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,592
−HK$1,122/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$40,009
+HK$2,295/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,481
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,539
−HK$1,075/mo
Today · 4.125%
HK$41,614
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,193/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,228/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,707
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,879
−HK$1,192/mo
Today · 4.125%
HK$40,071
baseline
▲ 0.50% · 4.625%
HK$42,509
+HK$2,438/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,142/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,948
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,073
−HK$1,142/mo
Today · 4.125%
HK$44,215
baseline
▲ 0.50% · 4.625%
HK$46,545
+HK$2,330/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,430/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,925
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,166
−HK$1,262/mo
Today · 4.125%
HK$42,428
baseline
▲ 0.50% · 4.625%
HK$45,010
+HK$2,582/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$84,856/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,416
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,607
−HK$1,208/mo
Today · 4.125%
HK$46,815
baseline
▲ 0.50% · 4.625%
HK$49,283
+HK$2,468/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$93,630/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).