▼ 0.50% · 3.625%
HK$20,161
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,788
−HK$638/mo
Today · 4.125%
HK$21,426
baseline
▲ 0.50% · 4.625%
HK$22,729
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,852/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,429
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,031
−HK$610/mo
Today · 4.125%
HK$23,641
baseline
▲ 0.50% · 4.625%
HK$24,887
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,282/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,177
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,867
−HK$701/mo
Today · 4.125%
HK$23,568
baseline
▲ 0.50% · 4.625%
HK$25,002
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,136/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,672
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,334
−HK$671/mo
Today · 4.125%
HK$26,005
baseline
▲ 0.50% · 4.625%
HK$27,376
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,010/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$765/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,915
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$732/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$29,865
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,210
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,025
−HK$828/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,695/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$793/mo
Today · 4.125%
HK$30,733
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,466/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,226
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,104
−HK$892/mo
Today · 4.125%
HK$29,996
baseline
▲ 0.50% · 4.625%
HK$31,821
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,992/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,401
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$854/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$34,842
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,242
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,183
−HK$955/mo
Today · 4.125%
HK$32,138
baseline
▲ 0.50% · 4.625%
HK$34,094
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,276/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,644
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,546
−HK$915/mo
Today · 4.125%
HK$35,461
baseline
▲ 0.50% · 4.625%
HK$37,331
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,922/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,258
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,261
−HK$1,020/mo
Today · 4.125%
HK$34,281
baseline
▲ 0.50% · 4.625%
HK$36,367
+HK$2,086/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,562/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,887
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,849
−HK$977/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$39,819
+HK$1,993/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,274
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,340
−HK$1,083/mo
Today · 4.125%
HK$36,423
baseline
▲ 0.50% · 4.625%
HK$38,640
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,846/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,130
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,152
−HK$1,038/mo
Today · 4.125%
HK$40,190
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,380/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,290
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$1,147/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,913
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,373
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,455
−HK$1,099/mo
Today · 4.125%
HK$42,554
baseline
▲ 0.50% · 4.625%
HK$44,797
+HK$2,243/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,108/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,250 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).