▼ 0.50% · 3.625%
HK$22,035
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,720
−HK$697/mo
Today · 4.125%
HK$23,417
baseline
▲ 0.50% · 4.625%
HK$24,841
+HK$1,424/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,834/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,513
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,171
−HK$667/mo
Today · 4.125%
HK$25,838
baseline
▲ 0.50% · 4.625%
HK$27,200
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,676/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,238
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,992
−HK$766/mo
Today · 4.125%
HK$25,758
baseline
▲ 0.50% · 4.625%
HK$27,326
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,516/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,965
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,688
−HK$734/mo
Today · 4.125%
HK$28,422
baseline
▲ 0.50% · 4.625%
HK$29,920
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,844/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,442
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,264
−HK$836/mo
Today · 4.125%
HK$28,100
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,200/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,416
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$800/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,640
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,645
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,536
−HK$906/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,294
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$867/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,360
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,849
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$975/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,778
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,319
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$934/mo
Today · 4.125%
HK$36,173
baseline
▲ 0.50% · 4.625%
HK$38,080
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,346/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,052
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,080
−HK$1,045/mo
Today · 4.125%
HK$35,125
baseline
▲ 0.50% · 4.625%
HK$37,262
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,250/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,770
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,756
−HK$1,001/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$40,800
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,256
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,352
−HK$1,115/mo
Today · 4.125%
HK$37,467
baseline
▲ 0.50% · 4.625%
HK$39,746
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,934/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,222
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,068/mo
Today · 4.125%
HK$41,341
baseline
▲ 0.50% · 4.625%
HK$43,520
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,682/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,459
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,184/mo
Today · 4.125%
HK$39,808
baseline
▲ 0.50% · 4.625%
HK$42,230
+HK$2,422/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,616/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,673
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,791
−HK$1,133/mo
Today · 4.125%
HK$43,924
baseline
▲ 0.50% · 4.625%
HK$46,240
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,848/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,663
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,896
−HK$1,254/mo
Today · 4.125%
HK$42,150
baseline
▲ 0.50% · 4.625%
HK$44,715
+HK$2,565/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,300/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,124
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,308
−HK$1,200/mo
Today · 4.125%
HK$46,508
baseline
▲ 0.50% · 4.625%
HK$48,960
+HK$2,452/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$93,016/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,330 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).