▼ 0.50% · 3.625%
HK$21,997
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,682
−HK$695/mo
Today · 4.125%
HK$23,377
baseline
▲ 0.50% · 4.625%
HK$24,799
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,754/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,472
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,128
−HK$666/mo
Today · 4.125%
HK$25,794
baseline
▲ 0.50% · 4.625%
HK$27,154
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,588/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,197
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,950
−HK$765/mo
Today · 4.125%
HK$25,715
baseline
▲ 0.50% · 4.625%
HK$27,279
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,430/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,919
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,641
−HK$732/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,397
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,218
−HK$834/mo
Today · 4.125%
HK$28,052
baseline
▲ 0.50% · 4.625%
HK$29,759
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,104/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,366
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,154
−HK$799/mo
Today · 4.125%
HK$30,953
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,906/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,486
−HK$904/mo
Today · 4.125%
HK$30,390
baseline
▲ 0.50% · 4.625%
HK$32,239
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,780/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,814
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$865/mo
Today · 4.125%
HK$33,532
baseline
▲ 0.50% · 4.625%
HK$35,300
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,064/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,796
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$974/mo
Today · 4.125%
HK$32,728
baseline
▲ 0.50% · 4.625%
HK$34,719
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,456/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,261
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,180
−HK$932/mo
Today · 4.125%
HK$36,112
baseline
▲ 0.50% · 4.625%
HK$38,015
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,224/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,996
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,023
−HK$1,042/mo
Today · 4.125%
HK$35,065
baseline
▲ 0.50% · 4.625%
HK$37,199
+HK$2,134/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,130/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,708
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,692
−HK$999/mo
Today · 4.125%
HK$38,691
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,040/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,382/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,196
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$1,112/mo
Today · 4.125%
HK$37,403
baseline
▲ 0.50% · 4.625%
HK$39,679
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,806/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,155
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,205
−HK$1,066/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,446
+HK$2,175/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,396
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,559
−HK$1,182/mo
Today · 4.125%
HK$39,741
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,418/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,482/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,602
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,718
−HK$1,132/mo
Today · 4.125%
HK$43,850
baseline
▲ 0.50% · 4.625%
HK$46,161
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,700/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,595
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,827
−HK$1,251/mo
Today · 4.125%
HK$42,078
baseline
▲ 0.50% · 4.625%
HK$44,639
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,156/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,049
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,231
−HK$1,198/mo
Today · 4.125%
HK$46,429
baseline
▲ 0.50% · 4.625%
HK$48,877
+HK$2,448/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,858/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).