▼ 0.50% · 3.625%
HK$21,690
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,364
−HK$686/mo
Today · 4.125%
HK$23,050
baseline
▲ 0.50% · 4.625%
HK$24,452
+HK$1,402/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,100/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,129
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,776
−HK$657/mo
Today · 4.125%
HK$25,433
baseline
▲ 0.50% · 4.625%
HK$26,774
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,866/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,858
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,601
−HK$754/mo
Today · 4.125%
HK$25,355
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,710/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,542
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,254
−HK$722/mo
Today · 4.125%
HK$27,976
baseline
▲ 0.50% · 4.625%
HK$29,451
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,952/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$823/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,683/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$788/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,196
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,073
−HK$892/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,788
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,209
−HK$854/mo
Today · 4.125%
HK$33,063
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,126/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,365
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,310
−HK$959/mo
Today · 4.125%
HK$32,269
baseline
▲ 0.50% · 4.625%
HK$34,233
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,538/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,781
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,687
−HK$919/mo
Today · 4.125%
HK$35,606
baseline
▲ 0.50% · 4.625%
HK$37,483
+HK$1,877/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,212/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,534
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,546
−HK$1,028/mo
Today · 4.125%
HK$34,574
baseline
▲ 0.50% · 4.625%
HK$36,678
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,148/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,194
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,165
−HK$984/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,703
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,783
−HK$1,096/mo
Today · 4.125%
HK$36,879
baseline
▲ 0.50% · 4.625%
HK$39,123
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,758/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,642
−HK$1,051/mo
Today · 4.125%
HK$40,693
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,145/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,386/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,872
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,019
−HK$1,165/mo
Today · 4.125%
HK$39,184
baseline
▲ 0.50% · 4.625%
HK$41,569
+HK$2,385/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,368/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,020
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,120
−HK$1,116/mo
Today · 4.125%
HK$43,236
baseline
▲ 0.50% · 4.625%
HK$45,515
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,472/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,256
−HK$1,233/mo
Today · 4.125%
HK$41,489
baseline
▲ 0.50% · 4.625%
HK$44,014
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,978/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,433
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,598
−HK$1,181/mo
Today · 4.125%
HK$45,779
baseline
▲ 0.50% · 4.625%
HK$48,192
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,558/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).