▼ 0.50% · 3.625%
HK$22,186
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,876
−HK$701/mo
Today · 4.125%
HK$23,577
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,435/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,154/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$671/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,386
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,405
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,164
−HK$771/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$739/mo
Today · 4.125%
HK$28,617
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,234/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,623
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$842/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$30,014
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,618
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,412
−HK$806/mo
Today · 4.125%
HK$31,218
baseline
▲ 0.50% · 4.625%
HK$32,864
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,436/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,842
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,739
−HK$911/mo
Today · 4.125%
HK$30,650
baseline
▲ 0.50% · 4.625%
HK$32,515
+HK$1,865/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$61,300/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,086
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,947
−HK$873/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,602
+HK$1,782/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,060
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,027
−HK$981/mo
Today · 4.125%
HK$33,008
baseline
▲ 0.50% · 4.625%
HK$35,017
+HK$2,009/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,016/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,554
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,481
−HK$940/mo
Today · 4.125%
HK$36,421
baseline
▲ 0.50% · 4.625%
HK$38,341
+HK$1,920/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,842/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,279
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,314
−HK$1,052/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,518
+HK$2,152/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,023
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,008/mo
Today · 4.125%
HK$39,023
baseline
▲ 0.50% · 4.625%
HK$41,080
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,046/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,498
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,602
−HK$1,122/mo
Today · 4.125%
HK$37,724
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,295/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,448/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,491
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,550
−HK$1,074/mo
Today · 4.125%
HK$41,624
baseline
▲ 0.50% · 4.625%
HK$43,818
+HK$2,194/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,248/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,716
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,889
−HK$1,192/mo
Today · 4.125%
HK$40,081
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,439/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,162/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,959
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,084
−HK$1,142/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,331/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,935
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,262/mo
Today · 4.125%
HK$42,439
baseline
▲ 0.50% · 4.625%
HK$45,021
+HK$2,582/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,878/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,427
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,208/mo
Today · 4.125%
HK$46,827
baseline
▲ 0.50% · 4.625%
HK$49,296
+HK$2,469/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,654/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).