▼ 0.50% · 3.625%
HK$19,744
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,358
−HK$624/mo
Today · 4.125%
HK$20,982
baseline
▲ 0.50% · 4.625%
HK$22,259
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,965
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,554
−HK$598/mo
Today · 4.125%
HK$23,152
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,304/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,718
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,394
−HK$686/mo
Today · 4.125%
HK$23,080
baseline
▲ 0.50% · 4.625%
HK$24,485
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,160/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,162
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$657/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$26,809
+HK$1,342/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,693
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,430
−HK$749/mo
Today · 4.125%
HK$25,179
baseline
▲ 0.50% · 4.625%
HK$26,711
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$50,358/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,065
−HK$717/mo
Today · 4.125%
HK$27,782
baseline
▲ 0.50% · 4.625%
HK$29,247
+HK$1,465/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$55,564/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,667
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,466
−HK$811/mo
Today · 4.125%
HK$27,277
baseline
▲ 0.50% · 4.625%
HK$28,937
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,554/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,555
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,320
−HK$777/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,684
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$873/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,576
−HK$837/mo
Today · 4.125%
HK$32,413
baseline
▲ 0.50% · 4.625%
HK$34,121
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,826/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,616
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$936/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,388
+HK$1,915/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,831
−HK$897/mo
Today · 4.125%
HK$34,728
baseline
▲ 0.50% · 4.625%
HK$36,558
+HK$1,830/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,456/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,573
−HK$999/mo
Today · 4.125%
HK$33,572
baseline
▲ 0.50% · 4.625%
HK$35,614
+HK$2,042/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,144/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,144
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,087
−HK$956/mo
Today · 4.125%
HK$37,043
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$1,952/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,086/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,565
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,609
−HK$1,061/mo
Today · 4.125%
HK$35,670
baseline
▲ 0.50% · 4.625%
HK$37,840
+HK$2,170/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,340/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,341
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,342
−HK$1,016/mo
Today · 4.125%
HK$39,358
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,075/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,716/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,539
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,645
−HK$1,123/mo
Today · 4.125%
HK$37,768
baseline
▲ 0.50% · 4.625%
HK$40,066
+HK$2,298/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,536/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,537
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,598
−HK$1,075/mo
Today · 4.125%
HK$41,673
baseline
▲ 0.50% · 4.625%
HK$43,870
+HK$2,197/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,346/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,762 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).